Is Workmen’s Auto Insurance Legit?: A Legitimate Option for High-Risk Drivers

Are you are looking for a car insurance company that specializes in high-risk drivers? You may have come across Workmen’s Auto Insurance.

Workmen’s Auto Insurance is a California-based company that has been providing auto insurance since 1949.

But is Workmen’s Auto Insurance legit?

How does it compare to other car insurance providers in terms of coverage, rates, and customer service?

In this post, we will answer these questions and more, so you can decide if Workmen’s Auto Insurance is the right choice for you.

Workmen’s Auto Insurance
Photo Courtesy: thehartford.com

 

What is Workmen’s Auto Insurance?

Workmen’s Auto Insurance is a division of the Mercury Insurance Group, one of the largest insurance companies in the United States.

Workmen’s Auto Insurance focuses on offering basic auto insurance policies to high-risk drivers, including those that have a poor driving record, bad credit, or even DUIs.

Furthermore, Workmen’s Auto Insurance claims to offer flexible payment plans, online account management, and discounts for multiple vehicles, good driving, and paying in full.

What are the benefits of Workmen’s Auto Insurance?

One of the main benefits of Workmen’s Auto Insurance is that it accepts drivers that may be rejected by other insurance companies due to their high-risk profile.

Workmen’s Auto Insurance also supports SR-22 filings, which are required by the state for drivers who have been convicted of serious traffic violations, such as DUIs, reckless driving, or driving without insurance.

Workmen’s Auto Insurance also has bilingual customer service staff, making it easy for customers to communicate in Spanish or English.

What are the drawbacks of Workmen’s Auto Insurance?

One of the main drawbacks of Workmen’s Auto Insurance is that it only offers auto insurance in California, so if you live in another state or plan to move, you will have to look for another provider.

Workmen’s Auto Insurance also does not sell auto insurance directly through its website, but rather through local agents or brokers, which may limit your options and convenience.

Workmen’s Auto Insurance also has a limited range of coverage options, and does not offer extras such as roadside assistance, rental car reimbursement, or gap insurance.

Another drawback of Workmen’s Auto Insurance is that it may charge higher rates than other insurance companies, especially for drivers with a clean driving record or good credit.

Workmen’s Auto Insurance does not disclose its rates online, so you will have to contact an agent or broker to get a quote.

However, according to some customer reviews, Workmen’s Auto Insurance rates are not competitive and may increase over time without explanation.

Workmen’s Auto Insurance Contact Information

Workmen’s Auto Insurance is a company that provides car insurance products to drivers in California. If you want to contact them, you can use one of the following options:

  • Phone: You can call their main office, customer service, or payment department at (800) 927-8221. They are available Monday to Friday, from 8:00 am to 5:00 pm PST.
  • Email: You can fill out a contact form on their website and they will get back to you as soon as possible. Their website is www.waic.com.
  • Mail: You can send them a letter to their headquarters at PO Box 11120, Santa Ana, California, 92711, United States.
  • Social media: You can follow them on Facebook and LinkedIn and send them a message there. Their Facebook page is Workmen’s Auto Insurance Company and their LinkedIn page is Workmen’s Auto Insurance Company.

 

Workmen’s Auto Insurance
Photo Courtesy: xtrainsurance.com

 

What are the customer reviews of Workmen’s Auto Insurance?

Workmen’s Auto Insurance has mixed customer reviews online, with some customers praising its service and others complaining about its rates, claims, and customer service.

Additionally, Workmen’s Auto Insurance has an A+ rating from the Better Business Bureau, but also has 18 complaints filed against it in the last three years.

Workmen’s Auto Insurance also has a 1.5-star rating out of 5 on Yelp, based on 43 reviews. Some of the common complaints include:

  • Poor communication and responsiveness from agents and customer service representatives
  • Delayed or denied claims processing and payments
  • Hidden fees and charges
  • Difficulty canceling or renewing policies
  • Unprofessional and rude behavior from staff

On the other hand, some customers have expressed satisfaction with Workmen’s Auto Insurance, especially for its acceptance of high-risk drivers and its flexible payment plans. Some of the positive feedback include:

 

To Sum It Up

Workmen’s Auto Insurance is a legit car insurance company that specializes in high-risk drivers, but it may not be the best option for everyone.

Workmen’s Auto Insurance has some benefits, such as accepting drivers with poor driving records, bad credit, or DUIs, supporting SR-22 filings, and offering bilingual customer service.

However, Workmen’s Auto Insurance also has some drawbacks, such as only operating in California, not selling policies online, having limited coverage options, and charging higher rates than other providers.

Workmen’s Auto Insurance also has mixed customer reviews, with some customers reporting positive experiences and others reporting negative ones.

If you are interested in Workmen’s Auto Insurance, you should contact an agent or broker in your area to get a quote and compare it with other insurance companies.

You should also read the policy details carefully and check the customer reviews before signing up. Workmen’s Auto Insurance may be a legit option for high-risk drivers, but it may not be the best option for everyone.

 

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