A Brief Overview of Lafayette
Based in Cincinnati, Ohio, Lafayette Life Insurance Company operates as a wholly-owned subsidiary of Western & Southern Financial Group. Since its establishment in 1905, it has been a steadfast provider of financial security to individuals and businesses.
Lafayette Life presents a diverse array of life insurance products, encompassing whole life, term life, and universal life insurance. Additionally, the company extends its services to include annuities, retirement plans, and tailored solutions for small businesses.
Contact Details for Easy Reach of Lafayette Life Insurance Company
|Lafayette Life Insurance Company 400 Broadway Cincinnati, OH 45202-3341
|Customer Service Hours
|Monday – Thursday: 8 a.m. to 5:45 p.m. ET
|Friday: 8 a.m. to 4:45 p.m. ET
|Closed on Saturdays, Sundays, and holidays
Diverse Services and Products Offered by Lafayette Life Insurance Company
Lafayette Life Insurance Company provides diverse payment options for its life insurance products, ensuring flexibility for policyholders. Choose to pay your premiums on a monthly, quarterly, semi-annual, or annual basis. Here’s a breakdown of the options:
- Monthly: The most common and affordable choice, spreading the premium cost evenly over the year.
- Quarterly: Slightly more expensive than monthly payments but less costly than semi-annual or annual payments.
- Semi-annually: Less common but suitable for those preferring to pay premiums in fewer installments.
- Annually: The least common but most affordable option, offering a significant discount on the premium.
Discounts and Promotional Offers
Lafayette Life extends various discounts and promotions to enhance the affordability of its life insurance products:
- Non-smoker discount: A discount for policyholders who don’t smoke.
- Healthy lifestyle discount: A discount for policyholders maintaining a healthy lifestyle, including regular exercise and a balanced diet.
- Military discount: A discount for active duty military members and veterans.
- Multi-policy discount: A discount for policyholders with multiple Lafayette Life policies.
- Bundling discount: A discount for policyholders who bundle life insurance with other products like auto or home insurance.
Ratings: What the Numbers Say
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