Mercury Insurance Rating A.M. Best: Why You Should Trust This Company


Mercury Insurance Rating A.M. Best
Mercury Insurance Rating A.M. Best | photo courtesy | Facebook 


Mercury Insurance, a prominent provider of auto, home, and business insurance since 1962, is known for its affordable and dependable coverage.

To assess its trustworthiness and financial stability, examine its rating from A.M. Best, a global credit rating agency evaluating insurance companies’ financial strength and performance.

What is A.M. Best and why does it matter?

A.M. Best, an impartial rating agency, evaluates insurance companies’ financial strength, operational performance, and credit quality.

Ratings range from A++ (superior) to D (poor), with outlooks indicating potential future changes.

Widely recognized, A.M. Best ratings are trusted indicators for regulators, consumers, and industry professionals, reflecting an insurer’s ability to meet obligations.

These ratings are crucial, as they offer insights into an insurance company’s financial robustness.

A high rating signifies a strong balance sheet, ample capitalization, effective risk management, and positive operational performance.

Conversely, a low rating suggests weaknesses in these areas, possibly indicating regulatory, legal, or competitive challenges that may impact solvency and profitability.

What is Mercury Insurance’s rating from A.M. Best?

Mercury Insurance Ratings Overview:

A.M. Best Affirmation (as of February 15, 2024)

  • Financial Strength Rating (FSR): A (Excellent)
  • Long-Term Issuer Credit Ratings (Long-Term ICR): “a+” (Excellent)
  • Outlook: Stable


Mercury Casualty Group (Mercury) Ratings

  • Members include Mercury Insurance Company and its subsidiaries.

Mercury General Corporation (MGC) Ratings:

  • Long-Term ICR: “BBB” (Good)

Strong Attributes Recognized by A.M. Best

  • Very strong balance sheet strength
  • Adequate operating performance
  • Neutral business profile
  • Appropriate enterprise risk management

Market Presence and Initiatives

  • Strong market presence and brand recognition in California
  • Diversified product portfolio and distribution network across 11 states
  • Strategic initiatives for improved underwriting profitability.


Why should you trust Mercury Insurance?

Based on its rating from A.M. Best, you can trust Mercury Insurance according to the following features:

  1. A.M. Best Rating: Trusted and reliable, rated A (excellent) for over 50 years.
  2. Consistent Performance: Demonstrates superior performance over time.
  3. Affordable Coverage: History of providing quality and affordable insurance.
  4. Award-Winning Service: recognized by Forbes, J.D. Power,, and others.
  5. Excellence in Digital Experience: Acknowledged for digital innovation and service.


Mercury Insurance, a reliable and financially strong company, has held a high A.M. Best rating for over 50 years.

With a robust balance sheet, market presence, and customer satisfaction, it’s a top choice for affordable and dependable coverage.

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