Midwest Builders’ Casualty Mutual Company(Kansas); Contact, Claims, Services, Ratings, Cancellations and Renewals

Established in 1982, Midwest Builders’ Casualty Mutual Company is a specialized workers’ compensation carrier serving construction, manufacturing, and related industries in the Midwest. Headquartered in Kansas City, Missouri, they have regional offices to better serve our clients.

Midwest Builders' Casualty Mutual Company

A Quick History of Midwest Builders’ Casualty Mutual Company

In 1982, MWBC was founded by construction industry leaders. They saw the need for a specialized workers‘ compensation carrier addressing the unique risks of construction.

They rapidly became a leading workers’ compensation insurance provider in the Midwest. In 2008, MWBC transitioned to a mutual company, owned by policyholders. This ensures our unwavering focus on their best interests.

Mission and Values

MWBC is on a mission to provide comprehensive, competitive, and service-oriented workers’ compensation solutions to Midwest businesses. Their core values include:

  • Safety: We’re committed to helping policyholders create and maintain safe workplaces.
  • Service: Providing the highest level of customer service is our pledge.
  • Partnership: Building strong relationships with our policyholders is a key commitment.
  • Stability: As a financially stable company, we offer peace of mind to our policyholders, assuring them of a reliable insurance partner.

Contact Information of Midwest Builders’ Casualty Mutual Company

Midwest Builders’ Casualty Group
Address: 1100 Walnut St., Suite 3010
Kansas City, MO 64106
Contact Email: ContactUs@mwbc.com
Phone: 800.374.7798
Phone: 816.474.7799
Fax: 816.474.0484

Products and Services offered by Midwest Builders’ Casualty Mutual Company

Explore MWBC’s range of workers’ compensation insurance products and services:

  • Workers’ Compensation Insurance: Their core product offers financial protection against the costs of workplace injuries and illnesses.
  • Loss Control Services: They provide various services to help policyholders prevent workplace injuries and illnesses.
  • Claims Services: Their experienced claims adjusters are dedicated to assisting injured workers in returning to work safely and swiftly.

At MWBC, they are your dedicated partner in ensuring a secure and protected work environment.

Midwest Builders' Casualty Mutual Company

How We Calculate Your Premiums

At MWBC, we calculate workers’ compensation insurance premiums based on a few things:

We keep it competitive and work with you to create insurance that fits your needs.

Payment Options from Midwest Builders’ Casualty Mutual Company

Paying your premiums is easy with MWBC. We offer different options:

  • Monthly: Pay every month.
  • Quarterly: Pay every three months.
  • Semi-annually: Pay every six months.
  • Annually: Pay once a year.

Discounts to Save You Money

We like giving you discounts. Here are some:

  • Safety Discounts: If your safety record is good, you get a discount.
  • Group Discounts: If your business is in certain groups, you may get a discount.
  • Experience Rating Plans: If you’ve had few losses, we reward you with lower premiums.

Special Deals Sometimes

Now and then, we have special deals for new and existing policyholders. These might include discounts on premiums, free loss control services, or other cool benefits.

Getting a Quote from Midwest Builders’ Casualty Mutual Company

To get a quote from MWBC, just reach out directly or through an independent insurance agent. They’ll ask about your business, like what you do, how many people work for you, and your loss history.

With that info, they will give you a quote that’s just right for you.

Midwest Builders' Casualty Mutual Company

Ratings

Midwest Builders’ Casualty Mutual Company (MWBC) has an A.M. Best rating of A (Excellent), which is the second-highest rating possible.

This rating reflects MWBC’s strong financial position and its ability to meet its obligations to its policyholders. MWBC also has an excellent reputation in the workers’ compensation insurance industry.

Reviews

MWBC has a positive reputation for providing its policyholders with high-quality service. The company has an average rating of 4.5 out of 5 stars on Google Reviews.

Policyholders have praised MWBC for its responsiveness, expertise, and commitment to helping them reduce their workers’ compensation costs.

Complaints

MWBC has a relatively low number of complaints compared to other workers’ compensation insurance carriers. The National Association of Insurance Commissioners (NAIC) has a complaint index of 0.47 for MWBC, which is lower than the national average of 0.93.

This suggests that MWBC is resolving its complaints quickly and effectively.

Resolutions

MWBC has a good track record of resolving complaints to the satisfaction of its policyholders. The NAIC has a resolution rate of 92% for MWBC, which is higher than the national average of 81%.

This suggests that MWBC is committed to taking its policyholders’ complaints seriously and working to resolve them promptly.

Cancellations Simplified

At MWBC, we might cancel your policy if:

  • You don’t pay your premiums.
  • You do something dishonest (like fraud).
  • You break the rules in your policy.

We could also cancel if your business changes a lot or if your loss history gets worse.

If we do cancel, you’ll need to pay any money you owe, and there might be a fee. Finding new insurance might be tricky, too, because insurers might be wary of businesses with a history of cancellations.

Renewals Made Easy

We’ll keep your policy going if you stick to our rules. About 60-90 days before your policy ends, we’ll send you a renewal notice. Take a look and make any changes you need.

If you’re good with the renewal terms, just pay your premiums on time to keep your policy active. If you miss the due date, your policy will stop.

A Summary of Benefits of Joining Midwest Builders’ Casualty Mutual Company

1. Financial Stability

MWBC is a financially stable company with an A.M. Best rating of A (Excellent). This assures policyholders that the company has the resources to meet obligations, even in the face of significant losses.

2. Competitive Premiums

MWBC offers competitive premiums based on factors like the type of business, number of employees, loss history, and safety program. This ensures that businesses get cost-effective coverage.

3. Flexible Payment Options

Choose a payment plan that fits your budget with MWBC. We offer monthly, quarterly, semi-annual, and annual payment options, giving you flexibility.

4. Variety of Discounts

MWBC provides various discounts, including safety discounts, group discounts, and experience rating plans. These discounts help businesses save money on their workers’ compensation insurance.

5. High-Quality Customer Service

Count on MWBC for top-notch customer service. Our experienced insurance professionals are dedicated to helping policyholders manage their workers’ compensation risk effectively.

6. Commitment to Safety

MWBC is committed to helping policyholders create and maintain safe workplaces. We offer a range of loss control services to prevent workplace injuries and illnesses.

7. Strong Reputation

MWBC is highly respected in the workers’ compensation insurance industry. Our strong reputation is built on financial stability, competitive premiums, and a steadfast commitment to safety.

FAQ’s

1. What types of businesses does MWBC insure?

MWBC specializes in insuring businesses in construction, manufacturing, and related industries. These businesses are considered to be at a higher risk for workplace injuries and illnesses. MWBC has the expertise and experience to provide them with the coverage they need.

2. What is the process for getting a quote from MWBC?

To get a quote from MWBC, you can contact the company directly or through an independent insurance agent. MWBC will ask for information about your business—like the type, the number of employees, and your company’s loss history. With this information, they will be able to provide you with a customized quote.

3. What are MWBC’s payment options?

MWBC offers a variety of payment options to its policyholders, including monthly, quarterly, semi-annual, and annual payments. This flexibility allows businesses to choose a payment plan that fits their budget.

4. What is MWBC’s reputation for customer service?

MWBC has a reputation for providing its policyholders with high-quality customer service. The company’s team of experienced insurance professionals is dedicated to helping policyholders manage their workers’ compensation risk effectively.

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