North Light Specialty Insurance Company, Illinois (IL) : Overview, Contact Details, Coverage, Discounts, Claims, Ratings & Reviews

North Light Specialty Insurance Company, often referred to as NLSIC, specializes in offering consumer-oriented insurance products and services.

Their primary objective is to safeguard the well-being of individuals, families, and their assets, both in the present and for the long term.

AM Best notably recognizes NLSIC with an A+ rating (Excellent), emphasizing its financial stability and reliability.

They are a wholly-owned subsidiary of Allstate Insurance Company.

NLSIC benefits from robust financial backing .

A seasoned management team and a workforce with extensive experience and a rich history in the business support it.

NLSIC distributes its range of insurance offerings through licensed Surplus Lines Brokers.

North Light Specialty Insurance Company
North Light Specialty Insurance Company: Photo(Saunders Insurance)

North Light Specialty Insurance Company Contact Details

Address: 2775 Sanders Road Northbrook, IL 60062

Phone Number: 1-866-745-6522

Claims Phone Number: 1-866-430-0902

Website: https://www.northlightspecialty.com

North Light Specialty Insurance Company Coverage Options

Auto Insurance:

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Medical Payments Coverage
  • Personal Injury Protection (PIP)
  • Rental Car Reimbursement
  • Towing and Roadside Assistance

Home Insurance:

  • Dwelling Coverage
  • Other Structures Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses Coverage
  • Flood Insurance (if applicable)
  • Earthquake Insurance (if applicable)
  • Identity Theft Coverage
North Light Specialty Insurance Company
North Light Specialty Insurance: Photo(North Light Specialty)

Business Insurance:

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Health Insurance:

Travel Insurance:

North Light Specialty Insurance Company Discounts

The company offers various discounts to assist customers in saving on insurance premiums.

These discounts reward safe driving, responsible homeownership, and other risk-reducing factors, including:

  • Safe Driver Discount
  • Multi-Policy Discount
  • Good Student Discount
  • Anti-Theft Device Discount
  • Home Security Discount
  • Safe Home Discount
  • Multi-Vehicle Discount
  • Pay-in-Full Discount
  • Paperless Billing Discount
  • Loyalty or Renewal Discount

The availability and terms of these discounts may vary based on location and specific policies.

So it is advisable to consult with a North Light insurance agent to determine eligibility and tailor your policy to maximize potential savings.

North Light Specialty Insurance Company Claims Process

Filing a Claim Conveniently
North Light Specialty Insurance Company prioritizes the ease of its claims process for policyholders.

They offer various avenues for filing claims, including online submissions, phone assistance, and their user-friendly mobile apps.

This flexibility empowers customers to select the method that suits them best, ensuring a hassle-free claim submission experience.

Swift Claim Processing
North Light stands out for its efficient claim processing, boasting a notably quick turnaround time on average.

This translates to a prompt response and resolution when filing a claim, aiding policyholders in getting back on their feet swiftly.

Positive Customer Feedback
Customer feedback plays a pivotal role in gauging an insurance company’s claims handling performance.

North Light Specialty  has garnered positive testimonials from satisfied customers regarding their claim resolutions and payouts.

This attests to the company’s commitment to providing fair and timely compensation to policyholders during their times of need.

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Digital and Technological Features:

Mobile App Functionality
North Light offers a feature-rich mobile app that enhances the overall insurance experience.

This app grants policyholders convenient access to their insurance details, enabling them to review policy information, make payments, and even submit claims while on the move.

The app boasts user-friendly navigation and robust functionality, making it an invaluable tool for managing insurance requirements anytime and anywhere.

Online Account Management
In addition to their mobile app, North Light Specialty Insurance Company provides robust online account management capabilities.

Policyholders can log in to their accounts through the company’s website to review and update policy information, track claims, and access important documents.

This online portal simplifies policy management and ensures that customers have easy access to their insurance-related data.

Digital Resources and Tools

To further empower their customers, North Light offers a range of digital tools and resources.

These resources encompass educational materials, calculators, and information to assist policyholders in making informed decisions about their coverage.

North Light Specialty Insurance Company Ratings & Reviews

Average Monthly Premium: $100

A.M. Best Rating: A+

Complaint Level: Low

Pros:

Cons:

  • Limited availability of international coverage options
  • Premiums might be elevated for specific high-risk drivers
  • Online account management interface could be enhanced for user-friendliness

 

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