OBI America Insurance Company, Pennsylvania (PA) : Overview, Contact Details, Coverage, Claims Phone Number, Ratings & Reviews

OBI America Insurance Company is a subsidiary of Intact Insurance Group USA LLC under the marketing brand Intact Insurance Specialty Solutions.

Exploring OBI America Insurance reveals a respected name in the insurance sector, acknowledged for its competitive rates and customer-centric approach.

With a comprehensive array of coverage options encompassing auto, home, life, and business insurance, OBI America stands out as the preferred destination for personalized protection.

OBI America Insurance Company
OBI America Insurance Company: Photo(Agency Match)

OBI America Insurance Company Contact Details

Address: 605 Highway 169 North, Suite 800, Plymouth, MN 55441

Telephone Number: 800-662-0156

Claims Phone Number: 877-248-3455

Billing Phone Number: 877-624-7775


OBI America Insurance Company Coverage Options

OBI America Insurance Company presents a comprehensive array of coverage options to cater to the diverse needs of its clientele.

The following bullet list outlines the coverage choices offered by the company:

Auto Insurance:

OBI America provides customizable auto insurance policies, offering protection for your vehicle and yourself on the road.

This includes coverage for liability, collision, comprehensive, uninsured/underinsured motorist, and more.

Home Insurance: Safeguard your home and its contents with flexible home insurance solutions.

OBI America’s home insurance includes coverage for dwelling protection, personal property, liability, additional living expenses, and more.

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Life Insurance:

Ensure the financial well-being of your loved ones with OBI America’s life insurance coverage.

This includes term life insurance, whole life insurance, and other life insurance options tailored to your needs.

Business Insurance: OBI America offers a wide array of commercial insurance options to secure your business’s future.

This includes coverage for general liability, commercial property, business interruption, worker’s compensation, and more.

These coverage options are crafted to provide customers with the protection they need, be it for their vehicles, homes, loved ones, or businesses.

OBI America’s flexibility in coverage empowers individuals and businesses to tailor their policies to specific requirements, ensuring peace of mind and financial security.

OBI America Insurance Company Discounts 

The company places value on its customers and extends various discounts to help them save on their insurance premiums.

The following bullet list discusses the discounts provided by the company:

Multi-Policy Discount:

OBI America encourages bundling multiple insurance policies, offering a multi-policy discount when combining auto, home, or other insurance policies.

Safe Driver Discount:

Rewarding safe drivers, OBI America provides lower premiums for those maintaining a clean driving record without accidents or violations.

Good Student Discount:

Families with young drivers can benefit from good student discounts, with reduced rates on auto insurance for students maintaining good grades in school.

Anti-Theft Device Discount:

Installing anti-theft devices in your vehicle, such as alarms or tracking systems, may qualify you for a discount on your auto insurance.

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Home Safety Features Discount:

Homeowners can enjoy discounts by having safety features like smoke detectors, security systems, and fire extinguishers in their homes.

Pay-in-Full Discount:

Paying your annual premium in a single lump sum can earn you a pay-in-full discount, helping you save on insurance costs.

Good Credit Discount:

Maintaining a good credit score can lead to lower insurance premiums with OBI America.

Customer Loyalty Discount:

Valuing long-term relationships, OBI America offers discounts for loyal customers staying with the company over time.

New Policyholder Discount:

New customers may be eligible for special discounts when they switch to OBI America Insurance Company.

These discounts underscore OBI America’s commitment to providing cost-effective insurance solutions and rewarding customers for responsible behavior and loyalty.

Contact the company directly to inquire about available discounts in your area.

OBI America Insurance Company Claims Process

Ease of Filing a Claim

Filing a claim with OBI America Insurance Company is made easy for policyholders through multiple convenient options.

The insurer offers a user-friendly online platform for initiating claims electronically.

Additionally, policyholders can opt for a personalized experience by filing claims over the phone.

For those on the go, OBI America provides a mobile app, ensuring accessibility to the claims process anytime, anywhere.

Average Claim Processing Time

Efficiency in claim processing is paramount, and OBI America Insurance Company understands this well.

While the exact processing time may vary based on the claim’s nature, the insurer is committed to delivering quick and hassle-free claim resolutions.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is integral to evaluating an insurance company’s performance, and OBI America places a strong emphasis on customer satisfaction.

The insurer values customer feedback, showcasing its commitment to meeting promises and providing financial support when needed most.

OBI America Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Recognizing the importance of digital convenience, OBI America Insurance offers a feature-rich mobile app.

Policyholders can manage their policies, file claims, and access important documents through the app.

The user-friendly interface simplifies insurance-related tasks, keeping policyholders informed.

Online Account Management Capabilities

For policyholders preferring web-based management, OBI America provides comprehensive online account management capabilities.

Customers can log in to their accounts on the insurer’s website to view policy details, make payments, and update information.

Digital Tools and Resources

To empower policyholders with information, OBI America Insurance Company offers a suite of digital tools.

These tools assist customers in understanding coverage options, calculating premiums, and making informed decisions about their insurance needs.

OBI America Insurance Company Ratings And Reviews

Average monthly rate: $100

A.M. Best rating: A+

Complaint level: Low


  • Competitive Rates
  • Customer-Centric Approach
  • Efficient Claims Process
  • Financial Stability


  • Limited High-Value Home Coverage Options
  • No Online Policy Management for Some Policies

For more information contact the company directly to inquire about coverage options, available discounts in your area and claims resolutions.

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