Obsidian Specialty Insurance Company, New Hampshire (NH) : Overview, Contact Details, Coverage, Claims, Ratings & Reviews

Obsidian Specialty Insurance Company operates under the umbrella of Obsidian Insurance Holdings, Inc., serving as one of its subsidiaries.

Established in 2020, Obsidian Specialty Insurance Company has quickly become a notable player in the insurance industry.

They provide specialized coverage and tailored solutions to meet the diverse needs of individuals and businesses.

Obsidian Specialty Insurance Company
Obsidian Specialty Insurance Company: Photo(Inside P & C)

The company benefits from the support and structure provided by its parent organization, Obsidian Insurance Holdings, Inc.

This allows it to draw upon resources and expertise within the larger corporate framework.

This affiliation contributes to the company’s overall strength and capacity to deliver effective insurance solutions in today’s dynamic market.

Obsidian Specialty Insurance Company Contact Details

Company Address: 1330 Avenue of the Americas, Suite 23A, New York, NY 10019

Phone Number: 800-684-5428

Email: info@obsidianspecialty.com

Website: http://www.obsidianspecialty.com/

Obsidian Specialty Insurance Company Ratings & Reviews

A.M. Best rating: A (Excellent)

Complaint level: Low



  • Feedback suggests areas for improvement in communication and policy clarity from some customers.

Obsidian Specialty Insurance Company Coverage Options

Here are the coverage options provided by Obsidian Specialty Insurance Company:

  • Property Insurance: Comprehensive protection for assets against risks like natural disasters and theft, covering both residential and commercial properties.
  • Liability Insurance: Safeguarding financial interests by providing coverage against legal claims, lawsuits, and other liabilities, instilling peace of mind for businesses and individuals.
  • Commercial Insurance: Tailored solutions for businesses of all sizes, ensuring continuity and protection against diverse risks.
  • Specialty Insurance: Offering unique insurance products catering to niche markets, designed for specific industries or situations, such as coverage for rare collectibles and event cancellation.

You can visit  their official website for detailed information, updates, or policy changes.

Obsidian Specialty Insurance Company
Obsidian Specialty Insurance Company: Photo(Obsidian Specialty Insurance)

Obsidian Specialty Insurance Company Discounts Available

  • Multi-Policy Discount: Save by bundling multiple insurance policies with Obsidian, such as auto and home insurance.
  • Safe Driver Discount: Eligible for those with a clean driving record and a history of safe driving.
  • Good Student Discount: Often available for students maintaining a specified GPA.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle may lead to premium discounts.
  • Defensive Driving Course Discount: Completing an approved defensive driving course can result in lower rates.
  • Home Safety Features Discount: Equipping your home with safety features like smoke detectors can qualify you for homeowners’ insurance discounts.

Also Read: Foremost Property and Casualty Insurance Company (Michigan): Overview, Contacts, Products, Financial Stability, Claims, Reviews, Careers and Benefits

Availability and criteria for these discounts vary, so contact Obsidian directly or visit their official website for the most accurate and up-to-date information.

Obsidian Specialty Insurance Company Claims Process

Effortless Claim Filing

Obsidian Specialty Insurance streamlines the claims process by providing multiple user-friendly channels.

Policyholders can submit claims online, over the phone, or via intuitive mobile apps, ensuring flexibility and accessibility.

Swift Claim Processing

Dedicated to efficiency, Obsidian Specialty Insurance Company commits to swift claim resolution.

Policyholders can anticipate prompt handling, minimizing delays and ensuring a seamless experience during challenging times.

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Customer Input on Claims

Obsidian values customer feedback, particularly on claim resolutions and payouts.

Actively seeking input allows continuous improvement in claims handling.

Positive feedback underscores the company’s commitment to fair and efficient settlements.

Navigating Digital Features Mobile App

Functionality With an extensive mobile app compatible with Android and iOS, Obsidian empowers policyholders to manage insurance tasks efficiently.

From filing claims to accessing policy details, the app serves as a convenient platform for various insurance-related activities.

Online Account Management

Obsidian’s policyholders enjoy 24/7 access through an intuitive online platform.

Facilitating seamless financial and insurance management, it allows tasks such as payments, policy review, and claim tracking from any computer or mobile device.

Digital Tools and Resources

Obsidian provides a suite of digital tools and resources to aid policyholders in making informed decisions.

From informative materials to interactive tools, the company ensures access to valuable insights, fostering financial well-being.

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