Explore the background, objectives, and offerings of Ohio National Life Assurance Corporation.
Assess its standing against competitors and peruse customer feedback to gauge if it aligns with your needs.
Ohio National Life Assurance Corporation Reviews
| Pros | Cons |
|---|---|
| – Diverse range of life insurance & annuity products | – Limited availability of insurance products in select states |
| – Excellent reputation for customer service | – Scarce details on the website about rates & coverage options |
| – Commitment to financial security & stability |
Ohio National Life Assurance Corporation, a top-rated insurance firm, offers life insurance and annuities in specific states.
Renowned for exceptional customer service, the company prioritizes ensuring financial stability and security for its clients.
Ohio National boasts a diverse range of insurance products and extends discounts to eligible customers.
While a few have mentioned concerns about limited coverage options and website information, the bulk of reviews affirm Ohio National as a dependable and trustworthy choice for life insurance and annuities.
What You Should Know About Ohio National Life Assurance Corporation
Company Contact Information:
Phone: 800-366-6654 Email: customerservice@ohionational.com Mailing Address: Ohio National Financial Services, One Financial Way, Cincinnati, OH 45242
Related Parent or Child Companies:
Ohio National operates under Ohio National Mutual Holdings, Inc.
Financial Ratings:
Ohio National holds an A+ (Superior) rating from A.M. Best, denoting robust financial stability and security.
Customer Service Ratings:
Ohio National’s outstanding customer service is consistently highlighted across multiple customer reviews.
Claims Information:
Ohio National furnishes guidance for claim submissions and tracking through its website. Customers can also directly contact the company for claims support.
Company Apps:
Ohio National provides a mobile app enabling customers to manage policies, access accounts, and execute payments conveniently. This app is downloadable from the App Store and Google Play.
Ohio National Life Assurance Corporation Insurance Coverage Options
Ohio National offers diverse life insurance and annuity products tailored to their customer’s requirements. Some available coverage choices encompass:
Life Insurance:
- Term life insurance: Provides coverage for set periods (e.g., 10, 20, or 30 years) and pays beneficiaries a death benefit if the insured passes away within the term.
- Universal life insurance: Allows flexible premiums and death benefit options, alongside potential cash value accumulation.
- Whole life insurance: Offers permanent coverage with assured death benefits and cash value growth.
Annuities:
- Fixed annuities: Assure interest rates and income payments for specified durations or life.
- Variable annuities: Provide investment opportunities with the potential for higher returns but involve more risk and variable income payments.
It’s crucial to acknowledge that coverage availability and options can differ by state.
Different products may suit individuals based on their unique needs and financial objectives.
Customers can reach out directly to Ohio National or consult licensed insurance agents to explore coverage options aligning with their needs.
Ohio National Life Assurance Corporation Discounts Available
Ohio National extends various discounts to assist customers in reducing costs on their life insurance and annuity policies. Some available discounts include:
- Multi-policy discount: Customers holding multiple policies with Ohio National can enjoy reduced premiums.
- Good health discount: Qualifying customers maintaining good health and abstaining from tobacco might access lower policy rates.
- Preferred rate discount: Eligible customers in excellent health without medical issues might qualify for preferred rates.
- Age-based discount: Older customers might receive premium discounts based on their age.
It’s important to note that not all discounts are universally available across states, and eligibility criteria can vary.
For detailed information on discounts and eligibility, customers can directly contact Ohio National or consult licensed insurance agents.
How Ohio National Life Assurance Corporation Ranks Among Providers
Ohio National contends with several prominent competitors within the life insurance and annuity sector:
- Northwestern Mutual: Among the largest mutual insurance firms in the U.S., offering a spectrum of life insurance, annuity products, and wealth management services.
- MassMutual: Established in 1851, a mutual life insurance company delivering various insurance, investment, life insurance, annuities, and retirement plans.
- New York Life: A mutual life insurance company operational since 1845, providing life insurance, annuities, long-term care insurance, and wealth management services.
- Prudential: Globally recognized as one of the largest insurance and financial service providers, offering life insurance, annuities, investment management, and retirement planning.
- MetLife: A global insurance and financial services entity providing life insurance, annuities, along with other insurance types like auto and home coverage.
These firms boast strong brand recognition, robust financial standings, and competitive product portfolios, positioning them as significant contenders in the industry, directly challenging Ohio National.
Frequently Asked Questions
- In which states does Ohio National Life Assurance Corporation provide insurance coverage?
National Life Assurance Corporation offers insurance products in specific states, such as Ohio, Kentucky, and Indiana.
- What types of life insurance does Ohio National Life Assurance Corporation provide?
National Life Assurance Corporation offers term life, whole life, universal life, indexed universal life, and variable universal life insurance.
- What types of annuity products does Ohio National Life Assurance Corporation offer?
Ohio National Life Assurance Corporation provides fixed, indexed, and variable annuity products.
- How can I access customer ratings and reviews for Ohio National Life Assurance Corporation?
To access customer ratings and reviews Corporation, you can explore various online platforms and websites. Start by visiting the company’s official website, where they may feature testimonials or customer feedback
- Are customer ratings and reviews important considerations when selecting a life insurance company?
Yes, customer ratings and reviews can be significant when evaluating a life insurance company. They provide insights into policyholders’ experiences, helping assess aspects like customer service, claims processing, policy options, and overall satisfaction. However, it’s crucial to balance these reviews with other factors such as financial strength and suitability to your needs.
- Should I rely solely on customer ratings and reviews to choose Ohio National Life Assurance Corporation?
While customer ratings and reviews offer valuable perspectives, it’s not advisable to base your decision solely on them.
- Can I trust online customer ratings and reviews?
Exercise caution with online customer ratings and reviews and approach them critically. Not all reviews may be unbiased or reliable, influenced by individual experiences or other factors.
- How can I leave a rating or review for Ohio National Life Assurance Corporation?
To leave a rating or review, visit their official website (if available) and locate the section for customer feedback.
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Professional Journey
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