Optimum HealthCare Insurance Reviews: Why You Should Consider This 5-Star Plan

Optimum Health Insurance Reviews
Optimum Health Insurance Reviews


If you’re seeking a Medicare Advantage plan with top-notch healthcare, outstanding customer service, and reasonable premiums, Optimum HealthCare is worth exploring.

Operating in Florida, North Carolina, and Maryland, Optimum HealthCare, a health insurance company under InnovaCare Health, offers various Medicare Advantage plans.

This article will assess the attributes, advantages, and ratings of Optimum HealthCare’s plans to assist you in determining their suitability for your needs.


What is Optimum HealthCare?

Optimum HealthCare operates as a subsidiary of InnovaCare Health, a prominent integrated healthcare solutions provider in North America.

Serving Medicare beneficiaries since 2004, Optimum HealthCare boasts over 150,000 members.

The company provides diverse Medicare Advantage plans, encompassing HMO, PPO, and SNP plans, delivering all original Medicare benefits along with added advantages like dental, vision, and hearing.

Optimum HealthCare also includes prescription drug coverage, featuring low or no copays for the majority of drugs.


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What are the benefits of Optimum HealthCare?

Optimum HealthCare’s plans provide numerous advantages to improve your health and well-being.

These include:

  1. Most plans have no monthly premiums, while others offer low premiums. 2. No deductibles for medical or drug coverage, and low out-of-pocket spending limits.
  2. Access to a broad network of doctors, hospitals, and pharmacies without referrals for most services.
  3. Comprehensive coverage for preventive care, hospitalization, emergency care, skilled nursing, home health, mental health, and more.
  4. Additional benefits include dental, vision, hearing, fitness, over-the-counter items, transportation, telehealth, and more.
  5. Personalized care management for members dealing with chronic conditions like diabetes, heart disease, or COPD.
  6. Rewards and incentives for completing health assessments, screenings, and wellness activities.

How are Optimum HealthCare’s plans rated?

The plans offered by Optimum Health undergo evaluations by the Centers for Medicare & Medicaid Services (CMS), considering quality, performance, and customer satisfaction.

Each plan is awarded a star rating, ranging from one to five stars, where five signifies the highest rating.

In 2022, all plans from Optimum HealthCare received a 5-star rating, showcasing their excellence in:

  1. Staying healthy: screenings, tests, and vaccines
  2. Managing chronic conditions
  3. Member experience with the plan
  4. Customer service
  5. Drug pricing and safety


Optimum Health provides Medicare Advantage plans known for their affordability, comprehensiveness, and high quality. With 5-star ratings from CMS, these plans deliver excellent care and service.

If you’re searching for a Medicare Advantage plan to align with your needs and budget, Optimum Health is a worthy consideration.

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