Pacific Life and Annuity Company, Arizona (AZ) : Overview, Contact Details, Coverage, Discounts, Claims, Ratings And Reviews

Pacific Life & Annuity Company was established in 1982 and stands as a versatile insurer.

It is a subsidiary of Pacific Life located in Newport Beach, California.

Pacific Life encompasses Pacific Life Insurance Company and its affiliated entities, which include Pacific Life & Annuity Company.

The company is renowned for its diverse coverage options encompassing life insurance, annuities, and investment products.

With an A++ rating from A.M. Best, this financial powerhouse is synonymous with financial stability and customer contentment.

Pacific Life and Annuity Company
Pacific Life and Annuity Company: Photo(Free Vector Logos)

The company delivers tailored policies to address individual requirements.

It is lauded for its low complaint level and competitive offerings.

Pacific Life & Annuity restricted emphasis on auto insurance may be viewed as a limitation for individuals in search of comprehensive coverage.

Pacific Life & Annuity Company Contact Details

Address: P.O. Box 2829 Omaha, NE 68103-2829

Contact Phone Number: (800) 748-6907

Pacific Life & Annuity Company Ratings And Reviews

Good Driver Monthly Rate: $100

A.M. Best Rating: A++ (Superior)

Complaint Level: Low


  • Extensive range of insurance products
  • Robust financial stability
  • Favorable customer feedback
  • Customizable insurance policies
  • Competitive annuity options


Pacific Life & Annuity Company Insurance Coverage Options

Pacific Life & Annuity Company presents a comprehensive range of coverage options to meet the diverse needs of its clientele.

The following list outlines the coverage options offered by the company:

  1. Term Life Insurance: Provides coverage for a specified period, ensuring financial protection during critical years.
  2. Whole Life Insurance: Offers lifelong coverage with a growing cash value component.
  3. Universal Life Insurance: Combines lifelong coverage with flexibility, allowing adjustments to premiums and death benefits.
  4. Fixed Annuities: Provide a guaranteed income stream, offering stability for retirees.
  5. Variable Annuities: Allow investment in various funds, providing potential for higher returns with some market risk.
  6. Mutual Funds: Investment vehicles pooling money from multiple investors for a diversified portfolio of stocks, bonds, or other securities.
  7. Retirement Planning Services: Comprehensive solutions to assist individuals in planning for a secure retirement, potentially incorporating annuities and other investment options.

Please note that the availability of specific coverage options may vary based on location and individual circumstances.

It is recommended to consult with a Pacific Life & Annuity representative to explore the options best suited to your needs.

Pacific Life & Annuity Company Discounts 

The company offers various discounts to help customers save on insurance premiums and enhance their overall financial security.

The following highlights typical discounts available:

Consult with a Pacific Life & Annuity representative to determine which discounts apply to your specific situation and maximize your savings and financial security.

Pacific Life & Annuity Company Claims Process

Ease of Filing a Claim

Pacific Life & Annuity Company streamlines the claims process for convenient filing.

Policyholders can submit claims online, over the phone, or via mobile apps, providing flexibility tailored to individual preferences.

Average Claim Processing Time:

Dedicated to efficiency, Pacific Life & Annuity Company ensures competitive processing times for prompt responses and payouts.

Policyholders can expect timely resolutions, enhancing the overall claims experience.

Customer Feedback on Claim Resolutions and Payouts:

Positive customer feedback underscores Pacific Life & Annuity Company’s commitment to reliable and satisfactory claim resolutions.

The insurer prioritizes customer satisfaction, reflecting in favorable experiences shared by policyholders.

Also Read: Liberty Mutual Mid-Atlantic Insurance Company: History, Contacts, Affiliates, Coverage Option, Financial details and Reviews

Digital and Technological Features

Mobile App Features and Functionality

The user-friendly mobile app enhances the overall customer experience.

It offers convenient access to insurance information, payment options, and claims filing, all at the fingertips of policyholders.

Online Account Management Capabilities:

Pacific Life & Annuity provides an online account management platform, empowering policyholders to review policy details, update information, and track claims.

This digital tool ensures greater control over insurance policies.

Digital Tools and Resources:

Beyond the mobile app and online account management, the insurer offers a suite of digital tools and resources.

These include educational materials, calculators, and interactive tools to assist policyholders in making informed decisions regarding insurance and retirement planning.


It is recommended contact  Pacific Life & Annuity  directly or to consult with  their representative to explore their product options best suited to your needs.

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