PALOMAR SPECIALTY INSURANCE COMPANY, Oregon (OR):Products,Contacts,Ratings,Reviews,Discounts ,FAQS

Palomar Speciality Insuarance Company , specializes in insurance services tailored for both residential and commercial clients.

We leverage our strong underwriting and analytical capabilities to target markets we deem underserved, including the earthquake insurance sector.

As a publicly traded entity on the Nasdaq Stock Exchange (NASDAQ: PLMR), we maintain an outstanding financial strength rating of “A-” (Excellent) from A.M. Best Company (“A.M. Best”).

An image of  Palomar Specialty Insurance Company
Palomar Specialty Insurance Company.


Palomar Specialty Insurance Products

Palomar offers a wide range of specialty insurance products, including:

Earthquake insurance

Palomar stands as a prominent provider of earthquake insurance in California and Oregon, offering meticulously crafted insurance products to shield homeowners and businesses from the financial ramifications of seismic events.

Hurricane insurance:

In coastal regions, Palomar provides comprehensive hurricane insurance coverage for both homeowners and businesses.

Our hurricane insurance products shield against the financial aftermath of hurricanes, encompassing wind damage, storm surges, and flooding.

Flood insurance:

For properties in flood-prone areas, Palomar offers flood insurance. Our flood insurance products are expertly crafted to mitigate the financial repercussions of flooding, covering property and belongings.

Palomar Agents And Brokers

Palomar delivers tailor-made insurance solutions through an exclusive network of insurance agents and brokers, ensuring individuals and businesses receive comprehensive insurance coverage for earthquakes, hurricanes, floods, and other risks.

Our forte lies in creative problem-solving. Whenever challenges arise, we engage in collaborative efforts with our partners, actively listening, devising solutions, and innovating new products.

We are your primary resource for essential information and tools aimed at enhancing the efficiency of service to our partners and policyholders.


Our producer portal and policy issuance system enable producers to seamlessly submit, obtain quotes, bind coverage, and endorse policies.

Make Payment

Whether you are an agent, broker, or policyholder, our online payment system offers a secure and trustworthy payment solution.

Become an Argent

We aim to streamline the producer onboarding process.

Just submit the form, and we’ll reach out to initiate the process.

Palomar Insuarance Contacts

Address 7979 Ivanhoe Avenue, Suite 500, La Jolla, CA 92037
Phone 619-567-5290
Fax 619-567-6954


Palomar Insuarance Financial Strength

On July 14, 2023, A.M. Best affirmed Palomar Holdings, Inc.’s group rating as “A− (Excellent)” and upgraded our outlook from stable to positive.

Each of our insurance company subsidiaries also holds an “A- (Excellent)” rating from A.M. Best.

A.M. Best Company is a comprehensive credit rating organization that offers policyholders a means to assess an insurance company’s financial strength and its capacity to fulfill financial obligations.

A Best’s Financial Strength Rating represents an impartial evaluation of an insurer’s financial robustness and its ability to meet ongoing insurance policy and contract commitments.

We take pride in our “A-” (Excellent) rating, and we are dedicated to upholding our commitment to policyholders while maintaining our A.M. Best rating.

An image of Palomar Specialty Insurance Company
Palomar Specialty Insurance Company.


Palomar Speciality Insuarance Reviews

Palomar Specialty Insurance enjoys a strong reputation with positive customer reviews highlighting its swift claims processing, knowledgeable customer service, and competitive rates.

With an ‘A-‘ (Excellent) rating from A.M. Best, Palomar demonstrates financial strength. Additionally, the company has earned recognition as a finalist in multiple categories, showcasing its innovation and quality service.”enjoys a strong reputation with positive customer reviews highlighting its swift claims processing, knowledgeable customer service, and competitive rates. With an ‘A-‘ (Excellent) rating from A.M. Best, Palomar demonstrates financial strength.

Here are individual testimonials about Palomar Specialty Insurance Company:

1. “Palomar’s response to my hurricane-damaged home was impressively quick and efficient. Their service level exceeded my expectations.” – Anonymous

2. “Palomar’s customer service team is consistently helpful and well-informed. They’ve reliably addressed my queries and offered essential information.” – Anonymous

3. “Palomar’s pricing is highly competitive. I secured the necessary coverage without straining my budget.” – Anonymous

Palomar Specialty Insurance Company Discounts Available

Palomar Specialty Insurance Company extends a range of discounts to enhance the affordability and appeal of their insurance policies.

While specific discounts may vary depending on the policy and location, here are some common ones offered by Palomar:


  • Safe Driver Discount:Policyholders with a clean driving history enjoy lower rates, rewarding safe driving habits without accidents or violations.


  • Good Student Discount: Young drivers excelling academically may qualify for a good student discount, promoting responsible driving behavior.


  • Anti-Theft Device Discount: Installing anti-theft devices or alarm systems in your vehicle can deter theft and result in a discount on insurance premiums.


  • Home Security Discount: Having security features like monitored alarm systems or surveillance cameras in your home may earn you a discount on homeowners’ insurance.


  • Renewal Discount:Palomar offers discounts to policyholders who renew with them, recognizing loyalty and long-term relationships.


  • Pay-in-Full Discount: Opting for annual or upfront lump-sum premium payments, rather than installments, can make you eligible for a pay-in-full discount.


Frequently Asked Questions

How can I contact Palomar Specialty Insurance Company for inquiries?

You can reach Palomar’s customer support team by visiting their official website, where you’ll find contact information, including phone numbers and email addresses.

They are dedicated to assisting you with any questions or concerns.


What states does Palomar provide coverage in?

Palomar offers insurance coverage in multiple states across the United States.

To determine if they operate in your specific state or region, you can visit their official website or contact their customer service.


When it comes to safeguarding your home or business against unforeseen events, Palomar Specialty Insurance Company stands out as the ideal option.

Our extensive coverage, competitive pricing, and exceptional customer support guarantee that you’re in capable hands.

Don’t delay! Request a quote from Palomar today and discover why we are the leading choice for earthquake, hurricane, and flood insurance.


Unified Life Insurance Company, Texas (TX) :Contacts,Careers,Products,Tech and Online Resources,FAQS