Safety Specialty Insurance Company Missouri (MO) Reviews, Discount, Coverage

Protect your business with Safety National Casualty Corporation’s extensive selection of insurance offerings. Secure coverage for workers’ compensation, auto, liability, and more.

Obtain the protection your business needs today.

Safety Specialty Insurance Company
Explore reliable insurance solutions with Safety Specialty Insurance Company. Specializing in comprehensive coverage for diverse needs, our offerings include workers’ compensation, specialty lines, and alternative risk solutions./PHOTO COURTESY: MD IMAGES

Safety Specialty Insurance Company Reviews

Pros Cons
The diverse array of available insurance products Limited availability in certain states
Robust financial rating and stability Lack of an online quote system for certain insurance types
Discounts offered for qualifying customers
Positive customer reviews

 

Safety National Casualty Corporation, a top-rated insurance company, offers comprehensive coverage options to businesses nationwide.

This article provides an in-depth overview of the company’s history, mission, products and services, pricing, discounts, and customer feedback.

Emphasizing Safety National’s extensive range of insurance products, including workers’ compensation, auto, liability, and professional liability coverage, the article outlines the benefits and specifics of each.

Factors influencing insurance costs, cost reduction tips, and available discounts for eligible customers are also discussed.

Customer reviews underscore Safety National’s dedication to customer satisfaction.

Whether you’re a small business owner or part of a large corporation, Safety National Casualty Corporation stands ready to furnish the insurance coverage necessary for safeguarding your business against unforeseen risks.

What You Should Know About Safety Insurance Company

Contact Details:

  • Phone: (314) 819-4300
  • Fax: (314) 819-4367
  • Address: 1832 Schuetz Rd, St. Louis, MO 63146
  • Website: Safety National

Parent Company:

  • Tokio Marine Holdings, Inc.

Financial Ratings:

  • A.M. Best Rating: A+
  • Standard & Poor’s Rating: A+
  • Moody’s Rating: A1

Customer Service Ratings:

Claims Information:

Company Apps:

  • Safety National currently does not offer any mobile apps for customers.

 

Safety Insurance Company Insurance Coverage Options

Safety National Casualty Corporation extends a diverse array of insurance coverage choices to businesses throughout the United States. These options comprise:

  1. Workers’ compensation insurance: Extending coverage for employees who sustain injuries or illnesses in the course of their employment.
  2. Auto insurance: Offering coverage for a company’s fleet of vehicles, encompassing liability, collision, and comprehensive coverage.
  3. Liability insurance: Providing coverage for a company’s legal responsibilities to compensate third parties for bodily injury, property damage, or personal and advertising injury.
  4. Professional liability insurance: Furnishing coverage for errors and omissions committed by professionals in their professional capacities, including professionals such as lawyers, architects, engineers, and healthcare professionals.
  5. Excess/Umbrella liability insurance: Supplying additional coverage exceeding the limits of a company’s primary liability policies.
  6. Captive insurance: Crafting tailored insurance solutions for businesses confronting unique risks and exposures.
  7. Surety bonds: Offering financial assurances for specific contractual obligations, ensuring the fulfillment of these obligations.

Each coverage option comes with its distinct details and advantages. Customers can collaborate with Safety National to determine the options that align best with their business requirements.

Safety Insurance Company Discounts Available

Safety National Casualty Corporation provides various discounts to eligible customers, assisting them in lowering their insurance expenses. These discounts encompass:

  1. Safety group discount: Accessible to businesses affiliated with a safety group or association.
  2. Dividend plan discount: Accessible to businesses participating in Safety National’s Dividend Plan program.
  3. Large deductible discount: Available to businesses opting for a high deductible in their insurance coverage.
  4. Loss control discount: Accessible to businesses implementing and sustaining effective loss control programs.
  5. Claims-free discount: Available to businesses maintaining a history free of claims.
  6. Experience discount: Accessible to businesses showcasing a demonstrated history of experience in their industry.

Each discount has its distinct eligibility criteria and particulars. Customers can contact Safety National directly to gain further insights into these discounts and ascertain their qualifications for specific ones.

How Safety Insurance Company Ranks Among Providers

Safety National Casualty Corporation encounters competition from several insurance companies in the market. Some of the primary competitors of Safety National include:

  1. The Travelers Companies, Inc.: Offers a spectrum of commercial and personal insurance products, encompassing workers’ compensation, liability, property, and auto insurance.
  2. Liberty Mutual Insurance Group: Provides diverse insurance products and services, covering workers’ compensation, liability, property, and auto insurance, along with specialty lines of insurance.
  3. Zurich Insurance Group Ltd: Offers a variety of insurance products and services for businesses, spanning workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
  4. Chubb Limited: Delivers a range of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
  5. The Hartford Financial Services Group, Inc.: Provides a selection of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, along with specialty lines of insurance.

Safety National competes with these companies by delivering top-notch insurance coverage and exemplary customer service.

The company stands out in the market due to its focus on underwriting expertise and innovative insurance solutions, setting it apart from its competitors.

Frequently Asked Questions

Safety National Casualty Corporation is an insurance company specializing in providing alternative risk solutions and workers’ compensation insurance. They offer a variety of products and services designed to manage and mitigate risks associated with workers’ compensation claims.

Safety National provides coverage in all 50 states, including the District of Columbia.

Safety National offers insurance coverage for a diverse range of businesses, including those in healthcare, transportation, construction, and public entities, among others.

Customers can initiate a claim with Safety National by reaching out to the company’s claims department at (800) 421-3535 or by sending an email to claims@safetynational.com.

  • What types of discounts are available to Safety National customers?

Safety National provides various discounts to customers, including a group insurance discount, a safety group discount, and a loss-free discount, among others. Eligibility requirements for each discount vary, and customers can contact Safety National directly for detailed information on qualification criteria.

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