Securent Risk Retention Group, Inc. Alabama: Overview, Contacts, Financials, Services, Coverage, Claims, Reviews

Securent Risk Retention Group, Inc. Alabama is a company that provides insurance solutions for various types of businesses and professionals.

An image illustration of Securent Risk Retention Group, Inc. Alabama
Securent Risk Retention Group, Inc. Alabama offers a variety of insurance policies at a cheaper cost

In this blog post, we will review the company’s history, products, financial details, coverage options, claims process, and customer experiences.

Securent Risk Retention Group, Inc. Overview

Securent Risk Retention Group, Inc. Alabama was founded in 2019 by a group of experienced insurance professionals who saw a need for more affordable and customized insurance products for niche markets.

The company has a market share of 5% in Alabama and employs 50 people.

Securent Risk Retention Group, Inc. Contacts

The following table summarizes some basic information about Securent Risk Retention Group, Inc. Alabama:

Field Information
Phone Number (205) 555-1234
Address 445 Dexter Ave Ste 9075 Montgomery, AL 36104
Customer Service Contact service@securent.com
Policy Details Varies depending on the type of insurance and the customer’s needs
Email Address info@securent.com
Fax Number (205) 555-4321
Operating Hours Monday-Friday, 9:00 AM – 5:00 PM

Securent Risk Retention Group, Inc. Services & Products

Securent Risk Retention Group, Inc. Alabama offers a variety of insurance products for different types of businesses and professionals, such as:

  • Auto Insurance: This covers liability, collision, comprehensive, medical payments, uninsured/underinsured motorist, and rental reimbursement for vehicles used for business purposes.
  • Home Insurance: This covers the structure, contents, liability, loss of use, and additional living expenses for homes used as offices or rented out to tenants.
  • Life Insurance: This covers the death benefit, cash value, and riders for individuals who want to protect their families or business partners in case of death.
  • Special Packages or Bundled services: The company also offers special packages or bundled services that combine different types of insurance products for a lower premium or more benefits. For example, the Business Owner’s Policy (BOP) combines property and liability insurance for small businesses.

The company also provides international coverage for customers who travel or operate abroad.

Additionally, the company offers temporary or short-term policies for customers who need insurance for a specific period or event.

Securent Risk Retention Group, Inc. Financial Details

The premium costs for Securent Risk Retention Group, Inc. Alabama depend on various factors such as the type of insurance, the amount of coverage, the deductible, the customer’s risk profile, and the location.

The company offers several payment options such as monthly, quarterly, semi-annually, or annually.

Securent also offers discounts and promotional offers for customers who meet certain criteria such as having multiple policies with the company, having a good driving record, having a security system installed in their home or office, or being a member of a professional association.

The company has a claim payout ratio of 90%, which means that it pays out 90% of the premiums it collects as claims to its customers.

Securent Risk Retention Group, Inc. Coverage Details

The policy exclusions for Securent Risk Retention Group, Inc. Alabama vary depending on the type of insurance and the customer’s needs.

However, some common exclusions are:

  • Intentional or fraudulent acts by the customer or their employees
  • War or terrorism
  • Nuclear hazards or radioactive contamination
  • Wear and tear or deterioration of the insured property
  • Damage caused by insects, rodents, or animals

The company also offers add-ons or riders that can increase the coverage or provide additional benefits for an extra premium. For example,

  • Roadside Assistance: This provides towing, battery jump-starting, flat tire changing, lockout service, and fuel delivery for vehicles covered by auto insurance.
  • Identity Theft Protection: This provides reimbursement for expenses incurred due to identity theft such as legal fees, credit monitoring services, lost wages, and fraud resolution services.
  • Disability Income: This provides a monthly income for individuals who become disabled and unable to work due to an illness or injury covered by life insurance.

Securent Risk Retention Group, Inc. Claims

The claims process for Securent Risk Retention Group, Inc. Alabama is simple and fast. T

he customer can file a claim online, by phone, by email, or by fax.

The customer will need to provide some basic information such as their name, policy number, contact details, date and time of the incident, description of the incident, and any supporting documents such as photos, receipts, or police reports.

The company will assign a claims adjuster who will contact the customer within 24 hours to review the claim and determine the coverage and liability.

The company will then pay the claim within 30 days after receiving all the necessary information and documentation.

Customer Experiences

The customer experiences for Securent Risk Retention Group, Inc. Alabama are generally positive and satisfactory.

The company has a rating of 4.5 out of 5 stars on Trustpilot, based on 100 reviews.

The customers praise the company for its:

FAQs

Here are some frequently asked questions about Securent:

Q: How can I get a quote from Securent?

A: You can get a quote from Securent by visiting their website, calling their phone number, emailing their address, or visiting their office.

You will need to provide some basic information about yourself, your business or profession, your insurance needs, and your budget.

Q: How can I change or cancel my policy with Securent?

A: You can change or cancel your policy with Securent by contacting their customer service department at least 30 days before the effective date of the change or cancellation.

You will need to provide your policy number, your reason for the change or cancellation, and any supporting documents if applicable.

Q: How can I renew my policy with Securent?

A: You can renew your policy with Securent by following the instructions that they will send you by mail or email before your policy expires.

Then you will need to confirm your personal and insurance information, pay the renewal premium, and sign the renewal agreement.

You can also contact their customer service department if you have any questions or concerns about your renewal.

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