Seven Corners Travel Insurance Review: A Detailed Review

Travel insurance is a type of coverage that protects travelers from unexpected losses and emergencies that may occur before or during their trips.

Whether it is a medical emergency, a trip cancellation, a baggage loss, or a political evacuation, travel insurance can provide financial assistance and peace of mind.

One of the travel insurance providers that offers a variety of plans for different types of travelers is Seven Corners.

In this article, we will review Seven Corners travel insurance, its benefits, costs, and customer service, and compare it with other options in the market.

We will also provide some tips on how to choose the best travel insurance plan for your needs

An image of seven corners travel insurance review
An image of seven corners travel insurance review

Seven Corners Basic plan

The Seven Corners Basic plan is a travel medical insurance plan that offers coverage for medical expenses, emergency medical evacuation, accidental death and dismemberment, and more.

It is designed for U.S. citizens traveling outside the U.S. or non-U.S. citizens traveling to the U.S.

The plan has a maximum coverage limit of $50,000 and a deductible of $0, $100, or $250. You can view the plan details and get a quote

Seven Corners claim denial

According to information provided on the Seven Corners website, filing an appeal is a straightforward process.

You’ll need to submit a written request along with supporting documents within the specified time frame, typically between 60 to 180 days from the date of the denial letter.

Be sure to check your plan document or certificate of insurance for the exact deadline.

Here’s a simple guide to filing an appeal:

  1. Download the sample appeal letter form available on the Seven Corners website. You can either use this template or craft your own letter, ensuring to include essential details like your contact information, policy and claim numbers, and the reason for your appeal.
  2. Gather all relevant documents backing your claim and appeal. This could range from receipts and medical records to police reports and travel confirmations—anything that supports your case. Don’t forget to include any previous correspondence with Seven Corners regarding your claim.
  3. Send your appeal letter and supporting documents to the address, email, or fax number provided on the denial letter or appeal form. Keep copies of everything for your records.
  4. Wait for Seven Corners to review your appeal and provide a decision within a reasonable time frame, usually within 30 to 60 days. You can stay updated on the status of your appeal by reaching out to their customer service or checking your online account.

Is Seven Corners travel insurance worth it?

An infographic of Seven Corners Travel Insurance
Seven Corners Travel Insurance

Things to consider:

  • Your risk tolerance: How comfortable are you with potential travel disruptions and out-of-pocket expenses?
  • Your destination and activities: Higher-risk destinations or adventurous activities might warrant better coverage.
  • Your health: Pre-existing conditions could impact your decision based on their policy terms.
  • Your budget: Compare prices and coverage details with other reputable providers.

Seven Corners customer service reviews

Seven Corners is a travel insurance provider with mixed customer service reviews.

While some praise their helpfulness and efficiency, others report negative experiences. Here’s a breakdown:

Positive Reviews:

  • Responsiveness: Many users appreciate the promptness and attentiveness of customer service representatives.
  • Claim Processing: Several customers highlight the smooth and efficient claim processing experience.
  • Helpfulness: Users often commend the knowledgeable and friendly assistance received during emergencies.

Negative Reviews:

  • Long wait times: Some complain about extended hold times and difficulty reaching representatives.
  • Unclear communication: Users occasionally mention confusing explanations or conflicting information from different agents.
  • Claim denials: Some customers expressed frustration with claim denials and challenges with the appeals process.

It’s important to note:

  • Customer experiences can vary significantly depending on individual circumstances and specific issues encountered.
  • Negative reviews tend to be more vocal online, while positive experiences might not be actively shared.
  • Review platforms may not always represent the complete picture.

Seven Corners adventure travel insurance

  1. Trip Cancellation/Interruption: Get reimbursed for non-refundable trip costs if you need to cancel or shorten your trip due to covered reasons like illness, injury, or unforeseen events.
  2. Emergency Medical Expenses: Stay protected with coverage for medical treatment, hospitalization, and emergency evacuation if you fall ill or get injured during your adventure.
  3. Baggage Loss or Damage: Rest easy knowing your lost, stolen, or damaged luggage and personal belongings are covered.
  4. Trip Delay: Receive compensation for extra expenses incurred due to trip delays caused by flight cancellations or weather disruptions.
  5. Adventure Sports: Optional add-on coverage is available for specific adventure activities like rock climbing, skiing, and skydiving.

Why choose Seven Corners adventure travel insurance?

  • Comprehensive Coverage: Their plans are crafted to address a wide array of risks associated with adventurous travels.
  • Flexible Options: Tailor your coverage and choose add-on benefits that align with your needs and budget.
  • Financial Protection: Safeguard yourself against significant financial losses in case of mishaps during your journey.
  • Peace of Mind: Relax and relish every moment of your adventure, knowing you’re covered every step of the way.

Considerations before you go:

  • Pre-existing Conditions: Keep in mind Seven Corners’ guidelines regarding pre-existing conditions and inquire about any potential exclusions or limitations.
  • Destination Risks: Evaluate the specific risks associated with your chosen adventure destination and ensure your plan offers adequate coverage.
  • Activity Exclusions: Not all adventure activities may be covered under standard plans, so verify if additional coverage is needed for your chosen activities.
  • Cost: Adventure travel insurance may come at a higher price due to increased risks. Compare quotes from different providers to find the best value for your adventure.

Seven Corners pre-existing condition waiver

Seven Corners provides a pre-existing condition waiver on select travel insurance plans, but it’s essential to grasp the specifics and limitations before relying on it for your unique circumstances. Here’s a detailed breakdown:


  • The waiver is accessible on certain plans like Trip Protection Choice and Get Away USA (with the medical bundle).
  • Not all Seven Corners plans offer the waiver option.


  • Plan purchase must occur within 20 days of your initial trip deposit.
  • You and your fellow travelers must be medically stable and not unfit for travel at the time of plan purchase.

Waiver Details:

  • The waiver removes the exclusion for pre-existing conditions existing before the plan’s effective date.
  • It doesn’t guarantee coverage for all pre-existing conditions or their complications.
  • Limitations and exclusions may still apply based on the condition’s specifics, severity, and related medications.

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