Stonegate Insurance Company is a top provider of car insurance in the United States. It started in 2011 in Chicago, Illinois, and now operates in 46 states.
The company works with independent agents to offer insurance. This is a comprehensive look at the company, its contacts, products and services, and many more.
Brief History of Stonegate Insurance Company
Producers National Corporation created Stonegate in 2011. This company also owns Unique Insurance Company and Lighthouse Casualty Company. Stonegate grew fast, becoming a major provider of non-standard auto insurance.
In 2015, it began offering standard auto insurance too. Today, Stonegate provides a variety of insurance options.
Missions and Values
Stonegate’s goal is to be the most trusted auto insurance provider in the U.S. Its values are:
- Customer Focus: Stonegate is dedicated to giving customers the best service and helping them find the right coverage.
- Integrity: Stonegate does business honestly and treats customers, employees, and partners with respect.
- Innovation: Stonegate creates new products and services to meet customer needs and always looks for ways to improve.
- Financial Strength: Stonegate is committed to being financially strong to meet its obligations to customers.
Contact Details of Stonegate Insurance Company
Products and Services Offered by Stonegate Insurance Company
Stonegate Insurance Company is a top provider of car insurance in the United States, offering a wide range of products and services to meet customer needs.
Personal Auto Insurance
Stonegate provides various personal auto insurance products:
- Liability Insurance: Covers bodily injury and property damage caused while driving.
- Collision Insurance: Pays for damage to your car in an accident.
- Comprehensive Insurance: Covers damage from vandalism, theft, or other perils.
- Uninsured/Underinsured Motorist Insurance: Pays for injury if hit by an uninsured or underinsured driver.
- Medical Payments: Covers medical expenses for you and passengers in an accident, regardless of fault.
Non-Standard Auto Insurance
Stonegate is a leader in non-standard auto insurance for drivers facing difficulties elsewhere:
- High-Risk Insurance: For drivers with multiple accidents or violations.
- SR-22 Insurance: Required for certain offenses like DUI.
- FR-44 Insurance: Mandatory for serious offenses like DUI or reckless driving.
Commercial Auto Insurance
Stonegate offers commercial auto insurance for businesses, including:
- Liability Insurance: Covers bodily injury and property damage caused by company vehicles.
- Physical Damage Insurance: Pays for vehicle damage from accidents, vandalism, or theft.
- Cargo Insurance: Covers damage to transported cargo.
- Workers’ Compensation Insurance: Pays for medical expenses and lost wages for on-the-job injuries.
Manufactured Home Insurance
Stonegate provides manufactured home insurance in select states, covering damage from fire, wind, hail, and other perils.
Commercial Trucking Insurance
Stonegate offers commercial trucking insurance, including:
- Liability Insurance: Covers bodily injury and property damage caused by trucks.
- Physical Damage Insurance: Pays for truck damage from accidents, vandalism, or theft.
- Cargo Insurance: Covers damage to transported cargo.
- Workers’ Compensation Insurance: Pays for medical expenses and lost wages for truck drivers injured on the job.
Personal and Commercial Property Insurance
Stonegate offers personal and commercial property insurance, covering damage to homes, businesses, or other property from various perils.
Other Products and Services
Stonegate also provides additional products and services, such as:
- Roadside Assistance: Help with flat tires, dead batteries, lockouts, and other emergencies.
- Rental Car Reimbursement: Covers the cost of a rental car while yours is being repaired.
- Accident Forgiveness: The prevalence rate increases after the first accident.
- Vanishing Deductible: Reduces the deductible each year until it disappears.
Stonegate Insurance Company is dedicated to offering the best insurance products and services. Experienced agents are ready to help you find the right coverage for your needs.
Claims Filling Process with Stonegate Insurance Company
Filing a claim with Stonegate Insurance Company is easy. You can do it online, over the phone, or by mail. Here’s how:
1: Report the Claim
- Online: Visit the Stonegate Insurance Company website and click “Submit Claim.”
- Phone: Call Stonegate at (773) 458-1055.
- Mail: Send a letter to Stonegate Insurance Company, 500 E. Higgins Road, Suite 300, Roselle, IL 60172.
2: Provide Claim Details
When reporting the claim, have this information ready:
- Your name and policy number
- Date, time, and location of the incident
- Detailed description of what happened
- Names and contact info of any witnesses
- A police report if you have one
3: Submit Supporting Documents
You might need to send in documents like:
- Estimates for repairs
- Medical bills
- Receipts for incident-related expenses
4: Claim Review and Investigation
5: Claim Settlement
If your claim is approved, Stonegate will pay you or the repair facility. The payment amount depends on your policy and the damage extent.
In conclusion, Stonegate Insurance Company stands as a notable player in the insurance industry, recognized for its competitive rates, diverse coverage options, and commitment to delivering excellent customer services.
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