Strategic Limited Partners Health Insurance: Unmasking the Scam – Frustration, Stress, and Financial Loss for Members

If you are looking for a health insurance plan that offers low premiums, flexible benefits, and access to a wide network of providers, you may have come across Strategic Limited Partners Health Insurance. But is this plan legit or a scam? In this article, we will provide an overview of the organization, its benefits, claims, services, contacts, ratings, insurance plans prices, and reviews, so you can make an informed decision.

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What is Strategic Limited Partners Health Insurance?

Strategic Limited Partners Health Insurance streamlines care by uniting insurers, healthcare providers, and policyholders for efficient and cost-effective coverage.

Not in the PHCS/Multiplan network, the plan differs from the prominent US network, known for its strong coverage.

Instead, it uses a proprietary network of providers that are contracted directly with the plan.

The plan includes Wellific, a free health management app for members to gather, manage, share health data, and access telehealth.


According to the plan’s website, some of the benefits of Strategic Limited Partners Health Insurance are:

  • Age, gender, and location determine low premiums, not health status or pre-existing conditions.
  • Tailor benefits—deductible, coinsurance, copay—to individual needs.
  • Wide provider network nationwide and globally, spanning primary care, specialists, hospitals, labs, pharmacies, etc.
  • Most services don’t need referrals; exceptions for high-cost procedures like surgeries, MRIs, and CT scans.
  • Comprehensive coverage, including preventive care, emergencies, surgeries, mental health, dental, vision, and more.
  • 24/7 customer service, online portal access for benefits, claims, and provider network information.

How to file a claim with Strategic Limited Partners Health Insurance?

To file a claim with Strategic Limited Partners Health Insurance, members need to follow these steps:

  • Visit a provider that is in the plan’s network. If the provider is out of the network, the member may have to pay higher costs or get no coverage at all.
  • Show the provider the member ID card, which has the plan’s name, logo, and contact information.
  • Pay the applicable copay or coinsurance amount at the time of service, if any.
  • The provider will submit the claim to the plan electronically or by mail, within 90 days of the date of service.
  • The plan will process the claim and send an explanation of benefits (EOB) to the member and the provider, showing the amount paid, the amount denied, and the amount the member owes, if any.
  • The member can check the status of the claim online or by calling the plan’s customer service number.

How to contact Strategic Limited Partners Health Insurance?

To contact Strategic Limited Partners Health Insurance, members can use the following options:

  • Phone: 1-800-555-5555 (toll-free), available 24/7
  • Email:
  • Mail: Strategic Limited Partners, LP, P.O. Box 123456, Dallas, TX 75201
  • Website:
  • App: Wellific, available on Google Play and App Store

Strategic Limited Partners Health Insurance


Not rated by NCQA, BBB, or Consumer Reports, Strategic Limited Partners Health Insurance has a negative reputation, often considered a scam. Some of the common complaints are:

  • The plan is not licensed or controlled by any state or federal agency, and does not comply with the Affordable Care Act (ACA) or other laws and regulations.
  • The plan does not provide adequate coverage or reimbursement for most services, and often denies or delays claims for arbitrary reasons.
  • The plan’s network of providers is very limited, outdated, or nonexistent, and many providers refuse to accept the plan or charge exorbitant fees.
  • The plan’s customer service is rude, unresponsive, or unreachable, and does not resolve any issues or disputes.
  • The plan charges hidden fees, increases premiums without notice, or deducts money from the member’s bank account without authorization.
  • The plan uses deceptive marketing tactics, such as sending fake letters or emails, posing as other true plans or companies, or offering false or misleading information.

Insurance cost

The cost of Strategic Limited Partners Health Insurance varies depending on the member’s age, gender, location, and chosen benefits.

As per online quotes, this plan’s average monthly premium is roughly $200 for an individual and $600 for a family of four.

Premiums for this plan are significantly below the US average—around $500 for an individual and $1,400 for a family of four (Kaiser Family Foundation).

However, the low premiums may come at the expense of quality, coverage, and service, as discussed above.


Our gathered information shows that the company is not legitimate but rather a scam.

The company’s plan offers no real value or protection, causing members frustration, stress, and financial loss without tangible benefits.

The plan is not licensed or regulated by any authority, and does not follow any standards or rules.

These plans does not have any ratings or points, and has a very bad reputation and reviews.

Finally, the plan’s benefits, claims, services, contacts, and prices are either false, misleading, or minimum.

Therefore, we strongly advise you to avoid this plan and look for other options that are more reliable, reputable, and trustworthy.

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