SummitPoint Insurance Company, West Virginia: Overview, Contacts, Services, Finances, Coverage, Claims, Compliance, Renewal & Cancellations, Reviews

Discover the SummitPoint Insurance Company – Your Trusted Guardian in Every Insurance Journey.

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“Empowering Protection, Ensuring Peace. Discover the SummitPoint Insurance Company.

In this blog, I will give you an overview of the company’s:

History, products, services, financial details, coverage, claims, legal and compliance, renewals and cancellations, company culture, and customer experiences.

I hope you find this blog informative and helpful.

Company Details

SummitPoint Insurance Company was founded in 2013 as a subsidiary of BrickStreet Mutual Insurance Company, one of the largest workers’ compensation insurers in the country.

The company’s CEO is Thomas J. Obrokta Jr., who also serves as the president and CEO of BrickStreet.

The company’s leadership team consists of James C. Howat, the treasurer and director, Marchelle Moore, the secretary and director, and other senior executives.

SummitPoint Insurance Company offers a variety of insurance products and services to individuals, families, and businesses in West Virginia and other states.

The company’s market share and company size are not publicly available, but according to the West Virginia Secretary of State, the company has a capital stock of $1,000,000 and 100,000 authorized shares.

Basic Information

Contact Information
Phone Number (304) 941-1000
Address 400 Quarrier Street, Charleston, WV 25301
Customer Service Contact
Policy Details Varies depending on the type of insurance
Email Address
Fax Number (304) 941-1010
Operating Hours Monday to Friday, 8:00 AM to 5:00 PM


Services & Products

SummitPoint Insurance Company offers a wide range of insurance products and services to meet the diverse needs of its customers.

Some of the types of insurance offered by the company are:

  • Auto insurance: This covers the liability, collision, comprehensive, medical payments, uninsured/underinsured motorist, and personal injury protection for your vehicle and passengers.
  • Home insurance: This covers the dwelling, personal property, liability, loss of use, and additional living expenses for your home and belongings.
  • Life insurance: This provides a death benefit to your beneficiaries in case of your demise. You can choose from term, whole, universal, or variable life insurance policies.
  • Business insurance: This covers the property, liability, workers’ compensation, business interruption, commercial auto, and professional liability for your business and employees.
  • Other insurance: The company also offers other types of insurance, such as motorcycle, boat, RV, umbrella, and identity theft protection.

The company also offers special packages or bundled services, such as combining auto and home insurance for a lower premium.

Additionally, the company provides international coverage for customers who travel or live abroad.

Furthermore, the company offers temporary or short-term policies for customers who need insurance for a limited period of time.

Financial Details

SummitPoint Insurance Company strives to provide affordable and flexible insurance solutions to its customers.

Some of the financial details of the company are:

  • Premium costs: The premium costs vary depending on the type, amount, and duration of coverage, as well as the customer’s personal and driving history, credit score, location, and other factors.
  • Payment options: The company accepts various payment options, such as online, phone, mail, or automatic payments. The customers can choose to pay monthly, quarterly, semi-annually, or annually.
  • Discounts and promotional offers: The company offers various discounts and promotional offers to its customers, such as multi-policy, good driver, good student, safe driver, low mileage, anti-theft, and loyalty discounts.
  • Claim payout ratio: The claim payout ratio is the percentage of premiums that the company pays out in claims.

Coverage Details

SummitPoint Insurance Company provides comprehensive and customized coverage to its customers.

Some of the coverage details of the company are:


SummitPoint Insurance Company aims to provide fast and easy claims service to its customers.

Some of the claim’s details of the company are:

  • claim process: The claim process is the steps that the customer needs to follow to file and settle a claim.

The claim process involves reporting the loss, providing the required information and documents, cooperating with the adjuster, and receiving the payment.

The required documents vary depending on the type and severity of the loss, but some of the common documents are police reports, medical records, receipts, photos, and estimates.

  • Average claim approval time: The average claim approval time is the time that the company takes to approve or deny a claim.

The average claim approval time depends on the complexity and validity of the claim, as well as the availability and cooperation of the parties involved.

Legal & Compliance

SummitPoint Insurance Company adheres to the legal and compliance requirements of the insurance industry and the states where it operates. Some of the legal and compliance details of the company are:

The privacy policy also describes the rights and choices of the customers and website visitors regarding their personal information. You can read the company’s privacy policy here.

  • Terms and conditions: The terms and conditions are the document that outlines the rules and regulations that govern the relationship between the company and its customers and website visitors.

The terms and conditions also include the disclaimers, limitations of liability, and dispute resolution procedures. You can read the company’s terms and conditions here.

Renewals & Cancellations

SummitPoint Insurance Company offers convenient and flexible renewals and cancellations to its customers. Some of the renewals and cancellations details of the company are:

  • Policy renewal process: The policy renewal process is the process that the customer needs to follow to renew the insurance policy for another term.
  • Cancellation policy and fees: The cancellation policy and fees are the policy and fees that apply when the customer decides to cancel the insurance policy before the end of the term.
  • Grace periods: The grace periods are the periods of time that the company allows the customer to pay the premium after the due date without losing the coverage.

Company Culture

SummitPoint Insurance Company has a strong and positive company culture that reflects its values, vision, and mission.

The company’s culture is based on the following principles:

Customer Experiences

SummitPoint Insurance Company has a high level of customer satisfaction and loyalty, as evidenced by its customer reviews and ratings.

Here are some examples of customer reviews and ratings from different sources:

  • “I have been with SummitPoint for over 5 years, and I am very happy with their service. They have always been responsive, helpful, and fair in handling my claims and questions.

Their rates are also very competitive, and they offer great discounts. I would highly recommend them to anyone looking for insurance.” – John D., Google review, 5 stars.



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