The Reliable Life Insurance Company, Missouri(MO)-Address, Contact Information, Complaints, Products, Claims

An image to Illustrate: Reliable Life Insurance Company
Reliable Life Insurance Company is one of the options that you may consider when buying a life insurance policy. But is it the right choice for you? Find out in this comprehensive article/PHOTO COURTESY: Freepik

Life insurance is a vital financial product that can provide peace of mind and protection for you and your loved ones.

However, not all life insurance companies are created equal.

Some may offer better coverage, rates, and customer service than others.

How can you find a reliable life insurance company that meets your needs and expectations?

In this article, we will answer some of the most common questions that people have about the Reliable Life Insurance Company.

Reliable Life Insurance Kemper

One of the life insurance companies that you may come across is Reliable Life Insurance Kemper.

This company is a subsidiary of Kemper Corporation, a diversified insurance holding company that operates in the property and casualty, life and health, and consumer finance sectors.

It offers a variety of life insurance products, such as term life, whole life, universal life, and final expense insurance.

The company claims to have a strong financial position, a flexible underwriting process, and a responsive customer service team.

However, before you decide to buy a policy from Reliable Life Insurance Kemper, you should do some research and compare its products, prices, and ratings with other life insurance companies.

Reliable Life Insurance Company Contact Number

If you want to contact Reliable Life Insurance Company, you can use the following phone numbers:

Purpose Phone Number
General Inquiries 1-800-777-8467
Policy Service 1-800-325-8166
Claims 1-800-777-8467

You can also visit the company’s website at to find more information, such as the company’s address, email, fax, and online forms.

Who Bought Reliable Life Insurance?

The Company was founded in 1909 in St. Louis, Missouri.

The company was originally known as the Mutual Benefit Health and Accident Association, and it specialized in providing health and accident insurance to industrial workers.

In 1969, the company changed its name to Reliable Life Insurance Company and expanded its product line to include life insurance.

In 1998, Reliable Life Insurance Company was acquired by Unitrin, Inc., a holding company that later became Kemper Corporation.

Since then, Reliable Life Insurance Company has been operating as a subsidiary of Kemper Corporation, along with other life insurance companies, such as:

Reliable Life Insurance Company United States

Reliable Life Insurance Company is licensed to sell life insurance products in 49 states and the District of Columbia.

The only state where the company is not licensed is New York.

The company offers a range of life insurance products, such as:

Reliable Life Insurance Company St Louis, MO

Reliable Life Insurance Company is headquartered in St. Louis, Missouri.

The company’s address is:

Reliable Life Insurance Company

12115 Lackland Road St. Louis, MO 63146

The company’s office hours are Monday to Friday, from 8:00 a.m. to 4:30 p.m. Central Time.

Reliable Life Insurance Company Complaints

Reliable Life Insurance Company has received some complaints from customers and regulators over the years.

According to the National Association of Insurance Commissioners (NAIC), the company had a complaint ratio of 1.63 in 2020, which is higher than the national median of 1.00.

The most common reasons for the complaints were:

  • Delays in claim handling
  • Denial of claims
  • Unsatisfactory settlement offers
  • Policy cancellations
  • Premium increases

However, it is important to note that complaints are not necessarily indicative of the quality or reliability of a life insurance company.

Complaints may be based on misunderstandings, miscommunications, or unrealistic expectations.

Moreover, complaints may not reflect the overall satisfaction or experience of the majority of customers.

Therefore, before you judge a life insurance company based on its complaints, you should also consider its ratings, reviews, and reputation.

Reliable Life Insurance Company Claims

If you need to file a claim with Reliable Life Insurance Company, you can follow these steps:

  • Contact the company as soon as possible after the death of the insured. You can call the company at 1-800-777-8467 or visit the company’s website at to report a claim.
  • Provide the necessary information and documents to the company. You will need to provide the policy number, the name and date of birth of the insured, the date and cause of death of the insured, and a certified copy of the death certificate. You may also need to provide other documents, such as medical records, police reports, or beneficiary identification, depending on the type and amount of the claim.
  • Wait for the company to process and pay the claim. The company will review the claim and verify the eligibility and validity of the claim. The company will also determine the amount and method of payment of the claim. The company will notify you of the status and outcome of the claim. The company will try to pay the claim as quickly as possible, usually within 10 to 15 business days after receiving all the required information and documents.

Reliable Life Insurance Pay Online

If you want to pay your premiums online, you can use the company’s online payment system.

You will need to register for an online account on the company’s website at

You will need to provide your policy number, your name, your email address, and a password to create an account.

Once you have an account, you can log in and access the online payment system.

You can use a credit card or a debit card to make a payment.

You can also set up recurring payments or view your payment history.


Choosing a reliable life insurance company is an important decision that can affect your financial security and well-being.

Reliable Life Insurance Company is one of the options that you may consider.

But, you should weigh the pros and cons of the company and see if it suits your needs and preferences.

Remember, life insurance is not a one-size-fits-all product, so you should find a policy and a company that match your goals and expectations.


Spread the love