Union Fidelity Life Insurance Company, Kansas: Contact Details, Claims, Financial Details, Coverage Details And FAQs

If you’re searching for a good insurance company in Kansas, you should think about Union Fidelity Life Insurance Company (UFLIC).

UFLIC is a life and health insurance company in Kansas that started in 1929.

An image description of the Union Fidelity Life Insurance Company, Kansas
The Union Fidelity Life Insurance Company, Kansas: Your Ultimate Life Insurer

 

It’s part of the North American Life and Health (NALH) business unit, which includes two other Kansas insurance companies, Employers Reassurance Corporation (ERAC) and Heritage Casualty Insurance Company (HCIC), along with their non-insurance subsidiaries.

UFLIC offers different types of insurance for your personal and business needs.

In this blog post, we’ll share some basic information about UFLIC, talk about its services and products, financial details, coverage, claims, and what customers have experienced.

Contact Details

Services And Products

UFLIC has a bunch of insurance services and products for people and groups. Here are the main ones:

  1. Life Insurance:  Union Fidelity Life Insurance Company has different types like term life, whole life, universal life, and variable life insurance. These policies help protect your loved ones and assets if something happens to you. UFLIC also has annuities that give you a regular income when you retire.
  2. Health Insurance:  Union Fidelity Life Insurance Company offers plans to cover your medical costs if you get sick or injured. They have major medical, supplemental health, dental, vision, and prescription drug plans.
  3. Long-Term Care Insurance: UFLIC’s policies help pay for long-term care services like nursing homes, assisted living, home health care, and adult day care. They offer different plans, including comprehensive, facility-only, and home and community-based.
  4. Disability Income Insurance: UFLIC provides policies that give you money if you can’t work due to sickness or injury. They have short-term and long-term plans, as well as group and individual options.
  5. Credit Insurance: UFLIC’s policies help you pay off debts if something happens to you, like death, disability, or unemployment. They offer credit life, credit disability, and credit involuntary unemployment plans.

UFLIC also has some cool deals:

  • Family Protection Plan: Combines life, health, and disability insurance in one package to save you money.
  • International Coverage Plan: Gives you worldwide coverage for your life, health, and disability insurance.
  • Temporary Policies: These are short-term plans for specific needs like travel, events, and student insurance.

Claims

Making a claim to UFLIC when you need it is easy. Here’s how:

  1. Tell UFLIC About Your Claim:
  2. Give UFLIC the Papers They Need:
    • UFLIC will send you a claim packet with a form and a list of papers you need.
    • Papers could be different based on your claim, like a copy of your policy, a death certificate, a medical report, proof of loss, and proof of who you are.
    • Fill out the form and send it with the papers to UFLIC on time.
  3. Wait for UFLIC’s Decision:

Financial Details

Insurance Costs at UFLIC:

UFLIC wants to give you insurance that fits your money and choices. Here’s what you need to know:

  1. Costs and Choices:
    • UFLIC’s prices change based on what coverage you want, your age, health, and how you live.
    • They have different ways for you to pay: every month, every three months, every six months, or once a year. You can pay with a check, credit card, electronic transfer, or straight from your paycheck.
  2. Ways to Save:
    • UFLIC likes to help you save money. They give discounts and special deals.
    • Some ways to save include having more than one policy, sticking with them for a while (loyalty), and getting a bonus for bringing in new customers.
  3. Big Payouts for Claims:
    • UFLIC is good at giving out money when you need it. In 2017, they gave back 95.6% of the money they got in premiums. That’s more than the average for the whole insurance industry, which is 87.9%. So, they really take care of their customers.

Coverage Details

Insurance Coverage at UFLIC:

UFLIC gives you insurance that fits exactly what you want. Here’s how:

  1. Tailored Coverage:
    • UFLIC makes sure your insurance covers everything you need and want.
    • They don’t leave out much in the policy rules, and the things they do exclude are fair. You can find all of it in your policy papers.
  2. Big and Flexible Protection:
    • UFLIC gives you lots of coverage, and you can change it when you need to.
    • If you want more or less protection, UFLIC lets you decide.
  3. Extra Goodies for You:

FAQs

1. How do I get a quote from UFLIC? To get a quote from UFLIC, you can call (800) 621-0393, email [customer.service@swissre.com], or visit their website at [www.swissre.com/nalh]. Give them some basic info about yourself like your name, age, gender, health, coverage amount, and what type of policy you want. UFLIC will then give you a quote that matches what you need.

2. How do I apply for a policy from UFLIC? To apply for a policy from UFLIC, fill out an application form you can get by calling (800) 621-0393, emailing [customer.service@swissre.com], or visiting [www.swissre.com/nalh]. You might need to share more info like a medical exam, proof of income, and proof of identity. UFLIC will check your application and tell you if it’s approved or not in a reasonable time.

3. How do I cancel or change my UFLIC policy? To cancel or change your UFLIC policy, get in touch with them by calling (800) 621-0393, emailing [customer.service@swissre.com], or sending a letter to their address. Do this before your next payment date to avoid extra charges. Check your policy papers or ask UFLIC for more details about how to cancel or change and what rules apply.

4. How do I contact UFLIC for questions or concerns? If you have questions or concerns, contact UFLIC by calling (800) 621-0393, emailing [customer.service@swissre.com], faxing (913) 676-5201, or sending a letter. UFLIC’s customer service is available Monday to Friday, 8:00 a.m. to 5:00 p.m. Central Time. You can also find more info and resources on their website at [www.swissre.com/nalh].

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