United Life Insurance Company (Iowa): Contacts, Services, Financials, Claims, Reviews, CSR, Benefits

United Life Insurance Company (Iowa) promises to offer its customers top-notch products and services.

It holds a robust financial rating and is renowned for excellent customer service. Additionally, United Life proudly supports the communities it serves.

United Life Insurance (Iowa)
The company’s life insurance products can provide financial protection for your family in the event of your death. [Image: Investopedia]

United Life Insurance Company (Iowa)

United Life Insurance Company, located in Cedar Rapids, Iowa, provides a range of life insurance and annuity products to individuals and businesses nationwide.

It operates as a subsidiary of Kuvare, a family of companies partnering with top insurers to deliver excellent products and services to middle-market consumers.

Contact Information

United Life Insurance Company (Iowa)

1000 United Life Drive

Cedar Rapids, IA 52401

1-800-776-1877

  • Website: https://unitedlife.com/
  • Email: https://www.unitedlife.com/contactus
  • Facebook: https://www.facebook.com/UnitedLifeInsuranceCompany/
  • Twitter: https://twitter.com/AUL
  • LinkedIn: https://www.linkedin.com/company/unitedlifeinsurancecompany

Services and Products

Life Insurance Options

Choose the coverage that suits you best:

Term Life Insurance: Protect your family during your working years with affordable coverage for 10, 20, or 30 years.

Whole Life Insurance: Enjoy lifelong coverage with guaranteed premiums and a growing cash value component.

Universal Life Insurance: Tailor your coverage with flexible premium payments, death benefit options, and a cash value component that earns interest.

Annuities for Your Future

Secure your financial future with our annuity options:

Deferred Annuities: Grow your savings tax-deferred until withdrawal during retirement.

Income Annuities: Receive a guaranteed stream of income for life or a specified period.

Additional Support

Financial Planning: Achieve your financial goals with our services, including retirement planning, budgeting, and investment strategies.

Policyholder Services: Access your policy information, make payments, and get customer support online.

Agent Network: Connect with our network of independent insurance agents to find the right products and services for your needs.

Financial Details and Rankings

United Life Insurance Company holds an impressive A- (excellent) financial strength rating from A.M. Best, a leading credit rating agency in the insurance industry.

This rating signifies United Life’s robust ability to fulfill its obligations to policyholders.

A.M. Best considers several key factors when determining financial strength ratings:

Claims Processing and Cancellations

Claims Processing

At United Life Insurance Company, we prioritize swift and efficient claim processing.

The dedicated claims team is prepared to respond to questions and aid policyholders throughout the claims process, which policyholders can initiate online, by mail, or by phone.

Filing a Claim with United Life Insurance Company:

  1. Contact the claims department: Call 1-800-776-1877 or submit a claim online.
  2. Provide necessary information: Furnish your policy number, the deceased person’s name, and the date of death. Additional documentation, such as a death certificate, may also be required.
  3. Review the claim: Our claims department will assess your claim and request any necessary additional information.
  4. Receive payment: Upon approval, you’ll receive payment for the death benefit through the payment method specified in your policy.

Cancellations with United Life Insurance Company (Iowa)

There are various cancellation policies at United Life Insurance, depending on your policy type.

Generally, you can cancel within 30 days of purchase for a full refund. After this period, cancellation fees may apply.

Customer Reviews

United Life Insurance Company boasts a top-notch A+ rating from the Better Business Bureau (BBB), reflecting the highest possible rating.

Additionally, the company has garnered positive reviews on Google.

Check out what some satisfied customers have to say:

  • John S.: “I’ve been a United Life customer for over 10 years, and I’ve never encountered a problem. The customer service is excellent, and the claims process is easy.
  • Jane B.: “I’m very pleased with my United Life policy. The rates are affordable, and the coverage is excellent.”
  • Tom A.: “I highly recommend United Life Insurance Company to anyone seeking a reliable and affordable insurance provider.

Community Involvement and CSR

The United Life Insurance Company actively demonstrates its commitment to social responsibility and community involvement through a range of initiatives and partnerships.

The company places a high priority on giving back to the communities it serves, aiming to foster a positive impact on society.

Here’s an overview of United Life’s CSR efforts:

Employee Volunteering: United Life encourages employee participation in community service initiatives by offering paid time off for volunteering and matching employee donations to charitable organizations.

Financial Support: United Life extends financial grants to various charitable organizations aligned with its values and priorities, supporting causes such as education, healthcare, and community development.

Partnerships: United Life collaborates with local organizations and community leaders to tackle social and environmental challenges, enhancing its impact through strategic partnerships.

Diversity and Inclusion: United Life actively promotes diversity and inclusion within its workforce, cultivating a supportive environment for individuals from all backgrounds.

Environmental Stewardship: United Life implements eco-friendly practices in its operations and advocates for sustainable initiatives to minimize its environmental impact.

Beyond financial contributions, United Life’s commitment to social responsibility involves active engagement with its employees and the communities it serves, aiming to create a positive and enduring impact.

United Life Insurance Company (Iowa) CSR initiatives

  • United Way: United Life supports the United Way, a global organization that addresses critical social issues through community-based initiatives.

  • Local Food Banks: United Life regularly donates food and volunteers at local food banks to combat hunger and food insecurity.

  • Educational Programs: United Life supports educational programs that provide access to quality education and promote lifelong learning.

  • Healthcare Initiatives: United Life supports healthcare initiatives that improve access to quality healthcare and address health disparities.

  • Environmental Sustainability: United Life promotes environmental sustainability by implementing eco-friendly practices in its operations and supporting environmental conservation efforts.

Benefits of United Life Insurance Company (Iowa)

  1. Financial Protection: United Life’s insurance products offer crucial financial protection for policyholders and their families, covering events such as death, disability, and other life circumstances.
  2. Variety of Products: United Life provides a diverse array of insurance products, including term life, whole life, universal life, and annuities, addressing a wide range of needs and financial goals.
  3. Strong Financial Strength: United Life maintains a robust financial strength rating from A.M. Best, reflecting its capacity to fulfill obligations to policyholders and ensure financial stability.
  4. Excellent Customer Service: United Life is dedicated to delivering outstanding customer service, facilitated by responsive claims teams and accessible online resources for policyholders.
  5. Community Involvement: United Life actively participates in social responsibility initiatives, supporting charitable organizations and community programs, demonstrating a commitment to making a positive impact beyond insurance coverage.

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