United World Life Insurance Company(Nebraska); Contacts, Claims, Services, Reviews, Ratings, and Benefits

Choosing a reliable insurance provider is paramount. One standout option is the United World Life Insurance Company, committed to safeguarding your future. Life insurance is more than a financial product; it’s a promise to protect your loved ones. Let’s delve into what makes United World a trustworthy partner in securing your peace of mind.

United World Life Insurance Company

A Brief Overview of United World Life Insurance Company

Founded to provide reliable financial security, United World has grown into a trusted partner for thousands. Its headquarters in Des Moines symbolize a commitment to serving the American community. With a track record dating back to 1970, the company’s history reflects a dedication to its customers.

Contact Details of United World Life Insurance Company

Phone
Policyholder Customer Service 800-750-2407
Underwriting 800-228-6226
Sales Support 800-228-6226
Mail
United World Life Insurance Company 3300 Mutual of Omaha Plaza
Email
United World Life Insurance Website
Social Media
Facebook https://www.facebook.com
Twitter https://twitter.com/UW_Inter
LinkedIn https://www.linkedin.com/company
Additional Information
Customer Service Hours
Monday-Friday 8:00 AM – 5:00 PM CT
Saturday 9:00 AM – 1:00 PM CT

Services and Products Offered

United World Life Insurance Company caters to the needs of citizens aged 65 and above by providing a range of essential products. Let’s explore the offerings that make this company a reliable choice for older citizens.

Medicare Supplement Plans

Specially crafted to assist with Original Medicare costs, Medicare supplement plans, or Medigap plans, cover expenses like deductibles, coinsurance, and copays. United World Life offers diverse Medigap plans, including A, B, F, G, and N, each offering distinct coverage and premium options.

Life Insurance Plans

Life insurance, a crucial financial product, ensures your beneficiaries receive a death benefit in case of your passing. United World Life provides various life insurance plans, such as term life insurance, whole life insurance, and universal life insurance. Term insurance covers a specific period, while whole and universal insurance offers lifetime coverage.

Fixed Annuities

United World Life’s fixed annuities guarantee a set return on your investment. With different interest rates and term lengths, these insurance contracts provide stability and financial security.

Other Products and Services

Beyond the core offerings, United World Life extends its support with additional products and services, including:

United World Life Insurance Company simplifies the complexities of insurance for older citizens, ensuring comprehensive coverage tailored to their unique needs.

United World Life Insurance Company

Payment Options

Choose the payment schedule that suits you best with United World Life Insurance Company. Policyholders can opt for convenient monthly payments or enjoy potential savings with annual payments. Going for the yearly option often leads to a lower overall cost, thanks to reduced administrative fees linked to fewer transactions.

Discounts and Promotional Offers

Unlock savings opportunities with United World Life Insurance Company through various discounts and promotions tailored to benefit policyholders.

Health and Wellness Discounts

Maintain a healthy lifestyle and reap the rewards. United World offers discounts for non-smokers, participants in wellness programs, and those maintaining a healthy weight.

Group Discounts

Being part of specific groups or organizations pays off. Enjoy discounted rates if you’re an employee of certain companies or a member of professional associations eligible for group discounts.

Multi-Policy Discounts

Bundle up for savings. Policyholders with multiple policies from United World Life Insurance Company can enjoy a discount on their premiums.

Automatic Payment Discounts

Simplify your payments and enjoy extra savings. Opt for automatic payments to receive a discount on your premiums.

United World Life Insurance is not just about coverage; it’s about making insurance accessible and affordable for everyone.

Process of Filing Claims

Here’s a straightforward overview of the claim filing process with United World Life Insurance Company:

Gather Documentation

Before filing your claim, collect the necessary documents to support it. These include:

  • A completed claim form: Easily downloadable from United World’s website or obtainable through customer service.
  • Proof of loss: This may involve medical records, repair bills, or other documents confirming the loss.
  • Policy information: Have your policy number and other relevant details on hand.

Submit the Claim

Once you’ve gathered everything, submit your claim through one of these methods:

Claim Review and Processing

After submission, United World will review your claim and may request additional information if necessary. They’ll then process the claim and determine whether to approve it.

Payment or Denial

If your claim gets approved, United World will issue payment according to your policy terms. In case of denial, you’ll receive a letter explaining the reason, and if you disagree, you may have the right to appeal.

Filing a claim with United World Life Insurance is a straightforward process designed to ensure your needs are met promptly and efficiently.

United World Life Insurance Company

Financial Strength Ratings

A.M. Best, a leading insurance rating agency, gives United World Life Insurance Company a robust A+ (Superior) rating. Standard & Poor’s, another influential credit rating agency, awards them an AA+ (Very Strong) rating. These ratings affirm that the United World is financially sound, consistently meeting obligations to policyholders.

Customer Reviews

On Google, United World boasts an impressive average customer rating of 4.3 out of 5 stars, derived from over 2,000 reviews. This stellar rating underscores the widespread satisfaction customers have with the company’s products and services.

Complaints and Resolutions

In 2022, the National Association of Insurance Commissioners (NAIC) recorded 107 complaints against United World Life Insurance Company. However, this represents a low complaint ratio of 1.07 complaints per 1,000 policies in force, below the industry benchmark of 1.8 complaints per 1,000 policies.

Crucially, United World resolved 100% of the 107 complaints received in 2022. This commitment shows their greatness.

Benefits of Joining United World Life Insurance Company

Financial Strength

United World Life Insurance Company boasts a robust financial rating. A.M. Best rates them A+ (Superior), and Standard & Poor’s rates them AA+ (Very Strong).

These ratings affirm the company’s financial soundness and its consistent record of meeting policyholder obligations.

Products and Services

United World Life Insurance offers a diverse range of products and services to cater to customer needs.

From Medicare supplement plans to life insurance, fixed annuities, and long-term care insurance, the company ensures a comprehensive suite of options.

Customer-Centric Approach

Putting customers first is a core value at United World Life Insurance Company. The company is dedicated to giving excellent customer service.

They are readily available to answer questions and assist policyholders. United World ensures that customers feel supported and informed throughout their insurance journey.

FAQs

  1. Is United World Life Insurance suitable for all age groups?
  2. How quickly are claims processed by the United World?
  3. Are there any specific discounts for long-term policyholders?
    • United World values customer loyalty and often provides special discounts for policyholders who choose long-term coverage.
  4. Can I customize my life insurance policy with additional features?
    • Yes, United World offers customization options, allowing policyholders to tailor their coverage to specific needs.
  5. What sets United World apart from other life insurance companies?
    • United World separates itself through transparent policies, a history of customer satisfaction, and a commitment to innovation in the insurance industry.

Conclusion

In the dynamic world of life insurance, the United World stands as a beacon. From open premium structures to a commitment to customers, the company excels in giving security and peace of mind. Choosing United World isn’t just a financial decision; it’s an investment in a future where your loved ones are protected.

Spread the love