Since 1996, US Health and Life Insurance Company has been dedicated to safeguarding employers’ most valuable asset—their employees and their families.
USHL offers both insured and self-funded medical and prescription drug coverage, along with insured dental and life insurance benefits, catering to groups in IL, IN, MI, OH, and WI.
In 2015, US Health and Life, along with its affiliate Automated Benefit Services, joined Ascension, the largest nonprofit health system in the nation.
Since then, USHL has maintained its commitment to providing top-notch benefit plans and customer service.
They are now benefiting from the support of a reputable national health system.
US Health And Life Insurance Company Contacts
USHL Headquarters 800 Tower Drive, Suite 300 Troy, MI 48098
Contact Information:
- Customer Service: Call: 844-284-6750
- Sales Support: Call: 844-828-5968 Email: salessupport@ushealthandlife.com
US Health And Life Insurance Company Claims
The company offers a streamlined claims process through various channels, including online platforms, phone, and mobile applications.
Policyholders can easily submit necessary details online or via the mobile app.
US Health And Life Insurance Company Coverage
For businesses, whether sizable corporations or small enterprises, the company provides sensible healthcare benefit packages.
The offerings encompass insured medical, prescription, dental, and life plans, along with innovative self-funded coverage options.
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US Health And Life Insurance Company Discounts
The company extends various discounts, including:
Multi-policy discount: Eligible for customers with multiple policies like health and life insurance.
Safe driver discount: Offered to customers with a clean driving record.
Good health discount: Available to those meeting specific health criteria.
Group discount: Provided to customers affiliated with qualifying organizations.
Age-based discount: Applicable to customers of certain age groups, including older citizen discounts.
Discount availability and details vary by state and policy type.
Customers are encouraged to contact US Health And Life Insurance directly for specific information on applicable discounts.
Frequently Asked Questions (FAQs)
1. What types of insurance coverage does US Health and Life Insurance Company offer?
US Health and Life Insurance provides a range of insurance options, including medical, prescription, dental, and life insurance, both insured and self-funded.
2. How can I file a claim with USHL?
The company offers a streamlined claims process through various channels, including online platforms, phone, and mobile applications. Policyholders can easily submit necessary details online or via the mobile app.
3. What discounts are available with USHL?
US Health and Life Insurance offers various discounts, including multi-policy, safe driver, good health, group, and age-based discounts. Details may vary by state and policy type.
4. When did US Health and Life Insurance Company become part of Ascension?
US Health and Life Insurance, along with its affiliated company Automated Benefit Services, joined Ascension in 2015.
5. How can businesses benefit from USHL’s healthcare packages?
Whether a large corporation or a small business, USHL provides sensible healthcare benefit packages, ranging from insured plans to innovative self-funded coverage.
6. What digital features are available through USHL’s online platforms?
US Health and Life Insurance offers a mobile app with features like claims tracking, real-time updates, and easy access to policy information. Online account management allows users to handle various tasks conveniently.
7. Are there specific discounts for good health with USHL?
Yes, US Health and Life Insurance offers a good health discount for customers who maintain a healthy lifestyle and meet certain health criteria.
8. Can I get a multi-policy discount with USHL?
Yes, customers with multiple policies, such as health and life insurance, may be eligible for a multi-policy discount.
9. How can customers inquire about specific discounts?
Customers are encouraged to contact US Health and Life Insurance directly to inquire about discounts that may apply to their specific situation.
10. What is USHL’s average claim processing time?
US Health and Life Insurance aims for an expedient claim processing time to minimize inconvenience for policyholders. The average processing time is typically efficient, ensuring prompt support and resolution.
Ronald Mandela
CURRENTLY
Content Writer, Insurance Insights
RESIDES IN
Minneapolis, Minnesota
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Over 6 years in the insurance industry
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Ronald Mandela, a seasoned Content Writer at Insurance Blob, brings over six years of dedicated experience in the insurance industry.
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