Victoria Select Insurance Company: History, Contacts, Affiliates, Location, Membership, A.M Best Ratings, Financial details, Claims, Coverage details, and Reviews

Victoria Select Insurance Company
Victoria Select Insurance Company | photo courtesy | Victoria Insurance Company Review – Direct Auto Insurance Quotes


Looking for an insurance company you can trust? Victoria Select Insurance Company could be a great fit.

They’ve been insuring customers for years with a diverse selection of policies like auto, home, renters, life, health, and business coverage.

Beyond the basics, Victoria Select also delivers on customer service.

Dealing with them has left many folks impressed by how friendly, helpful, and efficient their reps are.

Need a quote? File a claim.

They’re said to have you covered quickly and make the process as smooth as possible.

Affordability is another bonus. Multiple reviews note that Victoria Select offers competitive rates that are fair for the protection you get.

Should you ever need to use your coverage, many past customers have commented on Victoria’s timely claim handling.

Whether insuring a car, condo, life events, or business operations, Victoria Select aims to have you covered with reliable insurance solutions.

Their reputation for dependability and commitment to quality service makes them a top choice when shopping for a provider you can count on both today and tomorrow.


In this article, we will review the company’s profile, products, services, ratings, and customer reviews.

Table of profile of Victoria Select Insurance Company

Name Victoria Select Insurance Company
Type Property and Casualty Insurance
Founded 1995
Headquarters Highland Hills, Ohio
Parent Company Nationwide


About Victoria Select Insurance Company

Car insurance can pose challenges for certain drivers, especially those with a history of tickets, accidents, or other driving record issues.

Companies like Victoria Select specialize in assisting drivers facing difficulties obtaining coverage from mainstream insurers.

Established in 1995, Victoria Select is part of the Nationwide group, offering protection to non-standard drivers across multiple states.

The term “non-standard” encompasses individuals who don’t meet typical criteria set by larger insurance companies, such as young drivers, owners of older vehicles, or those with specific job or location considerations.

Victoria Select caters to such non-standard situations, aiming to provide insurance solutions tailored to diverse circumstances related to driving history, vehicle, age, or other factors.

With 25+ years of experience, Victoria Select is committed to aiding customers with non-traditional auto insurance needs and helping them find affordable coverage plans, especially if they face challenges elsewhere.

The parent company of Victoria Select Insurance Company

Victoria Select Insurance Company operates as a constituent of the Nationwide Family of Companies, an extensive network encompassing numerous entities in:

  1. property and casualty
  2. life insurance
  3. retirement
  4. investments.

Nationwide, recognized as a Fortune 100 company, boasts assets exceeding $230 billion and employs over 28,000 individuals.

Notably, Nationwide excels in corporate social responsibility, actively contributing to diverse causes including:

  1. disaster relief
  2. fostering diversity and inclusion
  3. promoting education
  4. advocating for animal welfare

Victoria Select Insurance Company contact information

The company can be reached through the following contact details:

Victoria Select Insurance Company Location

The headquarters is located at:

How to become a member of Victoria Select Insurance Company

Enrollment Process for Victoria Select Insurance Company:

  1. Locate an Independent Agent:
  2. Information Required:
    • Share personal details: name, address, date of birth.
    • Provide vehicle information: driver’s license number, make, model, year, and VIN.
  3. Quote and Coverage Selection:
    • The agent will offer a quote based on the provided information.
    • Assist in selecting the optimal coverage option aligning with your needs and budget.

How to claim with Victoria Select Insurance Company

Here are the key steps to take when filing a claim with Victoria Select Insurance Company:

  1. Contact the claims department immediately after an accident or loss occurs. You can report it online, over the phone, by fax, or by mail.
  2. Have key details about the incident ready to provide. This includes the date and time, location, what happened, police report number (if applicable), and contact info for others involved.
  3. Expect claims service 24/7 from Victoria Select to handle any incidents as soon as possible.
  4. Once reported, you’ll be assigned a specific claims representative. They will guide you through the next steps and keep you updated on your claim status.
  5. Keep checking the Victoria Select website for online claim status updates at your convenience too.

Getting in touch right away and having the important accident details on hand helps kickstart the claims process.

With 24/7 service and dedicated rep support, Victoria Select aims to ease any hassle or stress after a covered loss occurs.

Victoria Select Insurance Company Claim headquarters

The company’s claim headquarters is located at:

Victoria Select Insurance Company Coverage details

Victoria Select Insurance Company provides a range of auto insurance coverage options, including:

  1. Liability Coverage:
  2. Collision Coverage:
  3. Comprehensive Coverage:
    • Protects against non-collision-related damage, such as fire, theft, vandalism, hail, flood, or animal impact.
    • Includes coverage for glass repair or replacement.
    • Allows customization of deductible amounts.
  4. Uninsured/Underinsured Motorist Coverage:
  5. Medical Payments Coverage:
    • Addresses medical expenses for you and your passengers, regardless of fault.
    • Covers funeral expenses in the event of a fatality.
  6. Personal Injury Protection:
    • Encompasses medical payment coverage and additional benefits such as income loss, child care, and household services.
    • Availability limited to specific states.
  7. Rental Reimbursement:
  8. Roadside Assistance:
    • Addresses emergency services like towing, battery jump, flat tire change, lockout, fuel delivery, and extrication.
    • Provides the option to select a limit per occurrence for this coverage.

Products and services Offered by Victoria Select Insurance Company

Victoria Select Insurance Company extends its offerings beyond auto insurance, presenting a diverse range of products and services, including:

  1. Home Insurance:
    • Safeguards against damage to your home and personal property caused by various perils.
    • Covers liability for bodily injury and property damage on your premises or elsewhere.
    • Offers flexibility with coverage options and discounts tailored to individual needs and budgets.
  2. Life Insurance:
    • Ensures a lump sum payment to beneficiaries upon the policyholder’s death.
    • Provides options like term, whole, universal, or variable life insurance policies.
    • Allows customization with riders such as accidental death, disability, or long-term care benefits.
  3. Health Insurance:
    • Covers medical expenses for you and your family in cases of illness or injury.
    • Options include individual, group, or Medicare plans based on eligibility and needs.
    • Various plan types like HMO, PPO, or HSA are available, accommodating network and cost preferences.
  4. Business Insurance:
    • Shields businesses from risks and liabilities, encompassing property damage, liability, workers’ compensation, commercial auto, cyber, or professional liability.
    • Offers industry-specific solutions and packages to tailor protection for businesses and mitigate unforeseen losses.

Victoria Select Insurance Company A.M. Best Ratings

Rating Agency: A.M. Best
Financial Rating: A+ (Superior)
Evaluation Focus: Financial strength and performance of insurance companies
Implication: Signifies the company’s superior capability to fulfill continuous obligations to policyholders


Victoria Select Insurance Company holds an A+ (Superior) rating from A.M. Best, a prominent agency assessing the financial strength and performance of insurance companies.

This rating attests to the company’s exceptional capacity to meet its ongoing commitments to policyholders

Table of Financial details of Victoria Select Insurance Company

Financial Details Web Search Results (As of December 1, 2022)
Financial Strength Rating A+ (Superior)
Long-Term Issuer Credit Rating aa-
Financial Size Category XV ($2 Billion or Greater)
Outlook Stable
Action Affirmed
Effective Date December 1, 2022


The Financial Strength Rating evaluates Victoria Select Insurance Company’s balance sheet strength, operating performance, business profile, and enterprise risk management.

Meanwhile, the Long-Term Issuer Credit Rating assesses the company’s ability to meet ongoing senior financial obligations.

The Financial Size Category indicates the company’s size based on reported policyholders’ surplus and certain reserves.

The Outlook provides insights into the potential rating direction over the intermediate term, and the Action reflects the most recent rating action taken by A.M. Best.

Victoria Select Insurance Company customer reviews

Victoria Select Insurance Company has garnered predominantly favorable feedback from its clientele, who commend the company for its cost-effective premiums, amiable customer service, and prompt claims processing.

On a platform dedicated to collecting and verifying customer reviews, the company maintains an overall rating of 4.2 out of 5 stars. Several satisfied customers express their contentment:

“Being a customer of Victoria Select for over a decade, I’ve encountered no issues. They consistently provide the best rates and discounts, demonstrating professionalism and courtesy. Their support makes me feel valued.”

My experience with Victoria Select during a claim was excellent. Their responsiveness and assistance were noteworthy, ensuring a swift and equitable processing of my claim. Their follow-up to ensure satisfaction impressed me, and I highly recommend them.”

“Switching to Victoria Select was a wise decision. They not only saved me money on auto insurance but also enhanced my coverage. Their ease of collaboration and stellar customer service set them apart as the best insurance company I’ve dealt with.

Victoria Select Insurance Company Legal Cases

Victoria Select Insurance Company has been entangled in various legal proceedings in the United States.

Some of these cases include:

  1. Cameron (Respondent) v Liverpool Victoria Insurance Co Ltd (Appellant):
  2. Victoria Select Insurance Co. v. Vrchota Corp.:
    • This case focused on the scope of coverage under a business automobile policy issued by Victoria Insurance Company to Vrchota Corporation, a trucking company facing legal action for negligence and wrongful death resulting from a fatal accident caused by one of its drivers.
  1. Victoria Select Insurance Company v. Perez & Son Transport, Inc. et al:
    • The case examined whether Victoria Insurance Company had an obligation to defend and indemnify Perez & Son Transport, Inc., Containment Services, Inc., and Manny’s Bulk Express. These entities were sued for negligence and property damage following a hazardous materials spill from a tanker truck owned by Perez & Son Transport, Inc. and leased by Containment Services, Inc.

What are the Advantages and Disadvantages of Joining Victoria Select Insurance Company

Joining Victoria Insurance Company comes with its own set of advantages and disadvantages:


  1. Diverse Insurance Offerings:  Victoria Insurance Company stands as a reliable and esteemed provider, offering a comprehensive array of insurance policies, spanning auto, home, life, health, and business insurance.
  2. Positive Claim Resolutions: The company has received a commendation for its fair and efficient handling of claims. Their commitment to ensuring policyholders receive appropriate payouts and support in challenging situations has established a strong industry reputation.
  3. Financial Strength:  Victoria Insurance Company holds a superior A+ financial strength rating and a long-term issuer credit rating of aa- from A.M. Best. This underscores its robust ability to fulfill ongoing obligations to policyholders.


  1. Competitive Premiums and Discounts: Victoria Insurance Company might not offer the most competitive premiums or extensive discounts compared to other providers. Prospective customers are advised to compare quotes from various companies for optimal deals.
  2. Coverage Limitations: Depending on the type and location of the risk, the company may impose limitations or exclusions on its coverage options. Thoroughly reviewing the policy terms and conditions before enrollment is crucial.
  3. Limited Agent Network: Accessibility and convenience may be impacted as Victoria Insurance Company may not have an extensive network of agents or customer service representatives in your area. This could necessitate relying on online or phone communication for most interactions with the company.

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