Williamsburg National Insurance Company, Michigan(MI): Overview, Contact Details, Coverage, Claims, Discounts & Ratings

Williamsburg National Insurance Company Overview : Your Trusted Insurance Partner

Williamsburg National Insurance Company  was established in 1986.

It initially focused on catering to the specific requirements of the trucking and transportation sectors, offering customized insurance solutions.

As a subsidiary of AmeriTrust Group since 1997, Williamsburg has broadened its range of state licenses and coverage options.

AmeriTrust Group – A History of Evolution and Innovation

1955: Meadowbrook Insurance Agency founded by businessman Mert Segal in Southeastern Michigan.

1985: Star Insurance Company is established, specializing in group property and casualty lines, serving trade associations, public entities, affinity groups, businesses, and professionals.

1995: Meadowbrook’s common stock becomes publicly traded.

1997: Acquisition of Crest Financial Corporation, including Williamsburg National Insurance Company, Interline Insurance Services (wholesale agency), and Commercial Carriers Insurance Agency (retail agency), focusing on the trucking and transportation industries.

1998: Acquisition of Ameritrust Insurance Corporation and Florida Preferred Administrators, specializing in workers’ compensation underwriting.

2007: Acquisition of U.S. Specialty Underwriters (USSU), a producer of excess workers’ compensation coverages.

2008: Merger with ProCentury Corporation, the parent company of Century Surety and Pro Century Insurance, providing excess and surplus lines insurance coverages.

2013: Launch of the new risk management platform, Safetysurance.

2015: Merger with Fosun International Limited of Shanghai, China.

2015: Acquisition of Mackinaw Administrators, based in Brighton, MI, offering claims administration and risk management programs.

2019: AmeriTrust Group receives an A- (Excellent) upgrade from A.M. Best.

2022: Acquired by AF Group through its subsidiary, Accident Fund Insurance Company of America.

Williamsburg National offers a diverse range of insurance solutions, from auto and home to life and business insurance.

Williamsburg National Insurance Company
Williamsburg National Insurance Company: Photo(AmeriTrust)

What sets them apart is their customer-centric approach, competitive pricing, and unwavering commitment to financial stability.

Williamsburg National Insurance has a track record for low complaints, tailored coverage, responsive service as your trusted protector.

Your peace of mind and security are their priorities.

Williamsburg National Insurance Company Contact Details

Corporate Headquarters Contact Information

NAIC | 25780 |





ZIP Code | 48034 |

TELEPHONE NUMBER | 248-358-1100


FAX: (248) 358-1614

WEBSITE | ameritrustgroup.com |


Williamsburg National Insurance Company Insurance Coverage Selections

Williamsburg National Insurance Company offers a broad spectrum of coverage selections to meet the varied requirements of its clientele.

These options are thoughtfully crafted to provide all-encompassing protection and assurance across different facets of life.

Below is a list outlining the typical coverage choices available from the company:

Auto Insurance:

Liability Coverage

Collision Coverage

Comprehensive Coverage

Uninsured/Underinsured Motorist Coverage

Personal Injury Protection (PIP)

Roadside Assistance

Home Insurance:

Dwelling Coverage

Personal Property Coverage

Liability Coverage

Additional Living Expenses (ALE) Coverage

Guest Medical Coverage

Scheduled Personal Property Coverage (for valuable items)

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Life Insurance:

Term Life Insurance

Whole Life Insurance

Universal Life Insurance

Variable Life Insurance

Final Expense Insurance

Mortgage Protection Insurance

Business Insurance:

Commercial Property Insurance

General Liability Insurance

Commercial Auto Insurance

Business Interruption Insurance

Workers’ Compensation Insurance

Professional Liability Insurance

Specialty Insurance:

Renters Insurance

Condo Insurance

Boat and Watercraft Insurance

Motorcycle Insurance

RV Insurance

Pet Insurance

Health Insurance:

Health Maintenance Organization (HMO) Plans

Preferred Provider Organization (PPO) Plans

High Deductible Health Plans (HDHP)

Medicare Supplement Plans

Dental and Vision Insurance

Umbrella Insurance:

Extra liability coverage goes beyond standard policies, offering added protection for major claims or lawsuits.

Tailor policies to your needs—protect vehicles, homes, businesses, or loved ones with our versatile coverage options.

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Williamsburg National Insurance Company – Discounts and Competitors

Williamsburg National Insurance Company offers a variety of discounts to assist customers in reducing their insurance premiums.

These discounts aim to reward responsible behavior and encourage policyholders to bundle multiple policies for added value.

Here are some key discounts provided by the company:

Multi-Policy Discount: Save by bundling multiple insurance policies, such as auto and home insurance, with Williamsburg National.

Safe Driver Discount: Qualify for reduced auto insurance rates if you have a clean driving record and a history of safe driving.

Home Security Discount: Homeowners with security systems may be eligible for discounts on their home insurance premiums.

Good Student Discount: Parents with young drivers who maintain good grades can enjoy lower rates on auto insurance.

Multi-Car Discount: Insure multiple vehicles with Williamsburg National to receive discounted rates for each car.

Claim-Free Discount: Policyholders who go without making claims for a certain period may receive a claim-free discount.

Loyalty Discount: Customers who remain with Williamsburg National for an extended period may qualify for loyalty discounts, reflecting the company’s appreciation for long-term relationships.

Pay-in-Full Discount: Paying the entire premium upfront, instead of in installments, can lead to a pay-in-full discount.

Renewal Discount: Customers who renew their policies with Williamsburg National may receive discounts as a sign of appreciation for their continued business.

These discounts not only make insurance more affordable for customers but also serve as incentives for responsible and loyal policyholders.

Inquire about these discounts when seeking a policy with Williamsburg National, as they can significantly impact the overall cost of insurance coverage.

Williamsburg National Competitors

Williamsburg National Insurance Company operates in a competitive landscape where several other insurance providers offer similar services.

Here are some of its main competitors:

State Farm Insurance: Known for its wide range of insurance products, including auto, home, and life insurance.

State Farm has a strong network of agents and a reputation for reliability.

Allstate Insurance: Offers various insurance options, including auto, home, life, and business insurance.

Allstate is recognized for its innovative coverage features and extensive customer service options.

Geico: Specializes in auto insurance and is known for its competitive rates and online-focused services.

Geico is a strong competitor, especially in the auto insurance sector.

Progressive Insurance: A leading auto insurance provider with innovative pricing structures and user-friendly online tools.

Progressive also offers home, renters, and other insurance products.

Nationwide Insurance: Offers a broad range of coverage options, including auto, home, and pet insurance.

Nationwide has a strong presence across the country and a reputation for excellent customer service.

Farmers Insurance: Provides a variety of insurance products, including home, auto, and life insurance. Farmers is known for its customizable policies and local agent networks.

Liberty Mutual Insurance: A global insurance company offering diverse insurance products.

Liberty Mutual is recognized for its wide range of coverage options and personalized services.

These competitors aim to cater to the diverse needs of consumers by providing various insurance solutions.

Each has its own strengths and unique selling points, making the insurance market highly competitive.

Williamsburg National Claims Process

An infographic on Williamsburg National Insurance Company Claims Process.
An infographic on Williamsburg National Insurance Company Claims Process.

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Williamsburg National Insurance Company offers a user-friendly and efficient claims process for its policyholders.

Customers can conveniently file claims through multiple channels, including an online portal, over the phone, or through the company’s mobile app.

This flexibility ensures that policyholders can choose the method that best suits their preferences and needs.

Average Claim Processing Time

One of the key factors that set Williamsburg National apart is its prompt claim processing.

On average, the company boasts a quick turnaround time for processing claims;

Which means that policyholders can expect timely resolutions and payouts in the event of an insurance claim.

This commitment to efficiency ensures that customers can recover from unforeseen incidents with minimal delay.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts with Williamsburg National Insurance Company has been overwhelmingly positive.

Policyholders have reported high satisfaction with the company’s handling of claims, emphasizing the fair and prompt settlements they have received.

This positive feedback reflects Williamsburg National’s commitment to providing reliable and effective claim resolutions to its customers.

Williamsburg National Digital and Technological Features 

Mobile App Features and Functionality

Williamsburg National’s mobile app offers a comprehensive set of features and functionalities that make managing insurance policies convenient and hassle-free.

Users can access their policy information, view and download documents, file claims, and even receive real-time updates on the status of their claims—all from the palm of their hand.

The intuitive design and user-friendly interface make the app a valuable tool for policyholders on the go.

Online Account Management Capabilities

The company’s online account management portal provides policyholders with easy access to their insurance accounts.

Through this portal, customers can review policy details, make payments, update their information, and request quotes for additional coverage.

The platform is designed for user convenience, ensuring that policyholders can efficiently

Frequently Asked Questions about Williamsburg National Insurance Company

  1. How can I request a quote from Williamsburg National Insurance Company?
  2. Do you offer bundling discounts for multiple insurance policies?
  3. What factors affect my auto insurance premium with Williamsburg?
    • Various factors, such as your driving history, vehicle type, and coverage choices, can impact your auto insurance premium.
  4. Is flood insurance necessary for homeowners in certain areas?
  5. Can I customize my business insurance policy with Williamsburg?

Williamsburg National Insurance Company Rating

Average monthly rate for safe drivers: Not applicable

A.M. Best rating: A (Excellent)

Complaint level: Low


Diverse coverage options

Competitive pricing

Exceptional customer support

Robust financial strength

Personalized policies for individual needs


Limited availability in specific regions







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