Young America Insurance Company, Texas (TX): Phone Number, Address, Locations, Claims, Reviews

Young America Insurance Company: A Comprehensive Guide

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Looking for cheap car insurance for high-risk drivers? Read this guide on Young America Insurance Company and learn about their rates, services, reviews, and more/PHOTO COURTESY: Facebook

If you are looking for affordable car insurance options for high-risk drivers, you might have heard of Young America Insurance Company.

This company specializes in providing basic auto coverage for drivers who have a less-than-perfect driving record, or who need a low-cost policy to meet the state requirements.

But before you decide to buy a policy from Young America, you might want to know more about this company, its history, its services, and its reputation.

In this article, I will give you a comprehensive guide on everything you need to know about Young America Insurance Company.

Young America Insurance Company Phone Number

One of the first things you might want to know is how to contact Young America Insurance Company if you have any questions, concerns, or claims.

The company has a toll-free phone number that you can call at any time to report an accident or file a claim.

The number is 855-620-9443.

You can also use this number to get a quote, make a payment, or update your policy information.

Alternatively, you can visit the company’s website and use the online chat feature or the contact form to get in touch with a representative.

Young America Insurance Locations

Young America Insurance Company is based in San Diego, California, but it operates in several states across the country.

The company provides car insurance coverage in:

The average rate for car insurance in those states is $46/month.

The company has over 75 office locations nationwide, where you can visit an agent in person and get personalized service.

You can find the nearest office location by using the online locator tool on the company’s website.

Young America Insurance Pay Online

If you want to make a payment for your Young America Insurance policy, you have several options to choose from.

You can pay online by using your credit card, debit card, or checking account.

You can also set up automatic payments and avoid late fees or lapses in coverage.

To pay online, you need to log in to your account on the company’s website and follow the instructions.

You can also pay by phone by calling the toll-free number 855-620-9443 and providing your policy number and payment information.

Additionally, you can pay by mail by sending a check or money order to the following address:

Young America Insurance Company P.O. Box 972450 El Paso TX 79997

Make sure to write your policy number on your check or money order and allow enough time for delivery.

Young America Insurance Company Near Me

If you prefer to deal with an agent face-to-face, you can visit one of the many Young America Insurance offices near you.

As mentioned earlier, the company has over 75 office locations nationwide, where you can get a quote, buy a policy, make a payment, file a claim, or update your information.

You can find the nearest office location by using the online locator tool on the company’s website.

You can also call the toll-free number 855-620-9443 and ask for the address and directions of the closest office.

Young America Insurance Company Claims Phone Number

If you are involved in an accident and need to file a claim with Young America Insurance Company, you should call the toll-free number 855-620-9443 as soon as possible.

You will be assigned a dedicated representative who will assist you with the entire process.

The representative will:

  • gather all the relevant information about the accident
  • schedule an inspection of your vehicle
  • arrange a rental car if needed
  • explain how to monitor the status of your claim online
  • help you find reputable and trusted repair shops in your area

You can also file a claim online by logging in to your account on the company’s website and filling out a claim form.

Young America Insurance Company Claims

The process of filing a claim with Young America Insurance Company might not be as hard as it seems.

The company claims to offer fast and fair settlements for its customers.

However, some customers have complained about delays, denials, and unsatisfactory offers from the company.

According to some reviews on Clearsurance, some customers have experienced slow claims processing times, inadequate coverage, poor communication with representatives, and difficulty getting their repairs done.

Therefore, it is advisable to document everything related to your claim, such as photos of the damage, police reports, witness statements, medical bills, etc., and keep copies of all correspondence with the company.

Young America Insurance Company Reviews

Young America Insurance Company has received mixed reviews from customers.

Some customers have praised the company for its affordable rates, easy claims process, and helpful customer service.

Others have criticized the company for its slow claims processing times, inadequate coverage, and poor communication with customers.

Here’s an analysis of reviews  according to various sources:

Source Rating Reviews
Clearsurance 2.8 out of 5 stars 14 reviews
USInsuranceAgents 3.3 out of 5 stars 40 reviews
Indeed 3.4 out of 5 stars 39 employee reviews

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Young America Auto Insurance

Young America Insurance Company specializes in providing auto insurance for high-risk drivers.

This means that the company offers coverage for drivers who have a history of accidents, traffic violations, DUIs, or lapses in insurance.

The company also offers coverage for drivers who need a low-cost policy to meet the state minimum requirements.

Young America Insurance Company provides basic auto coverages, such as liability, collision, comprehensive, personal injury protection, uninsured/underinsured motorist, and medical payments.

The company does not offer any optional coverages, such as roadside assistance, rental reimbursement, or gap insurance.

The company also does not offer any discounts, such as good drivers, good students, or multi-policy discounts.

FAQs

Was the First Insurance Company in the United States?

The first insurance company in the United States dates back to colonial days: the Philadelphia Contributionship, co-founded by Benjamin Franklin in 1752.

The first fire insurance company in America, it was modelled after a London firm and structured as a mutual insurance company.

The company sent inspectors to evaluate properties applying for coverage and rejected those that did not meet its standards.

The company issued seven-year policies and paid claims out of a capital reserve fund.

The Philadelphia Contributionship is still in operation today and is the nation’s oldest insurance carrier.

Who Is the Richest Insurance Company?

The richest insurance company in the world is Berkshire Hathaway, owned by Warren Buffett.

According to Forbes, Berkshire Hathaway had a market value of $542 billion as of May 2021.

The company owns several insurance subsidiaries, such as GEICO, National Indemnity, and General Re.

The company also invests in various businesses, such as Apple, Coca-Cola, and Bank of America.

What Are the Three Biggest Insurance Companies in the US?

The three biggest insurance companies in the US by total assets are:

According to Statista,  MetLife had total assets of $740 billion as of December 2020.

Prudential Financial had total assets of $667 billion as of December 2020.

Berkshire Hathaway had total assets of $873 billion as of December 2020.

Conclusion

Young America Insurance Company is a car insurance provider that caters to high-risk drivers who need affordable and basic coverage.

The company has a toll-free phone number, a website, and over 75 office locations nationwide.

It claims to offer fast and fair settlements for its customers.

The company has mixed reviews from customers and employees.

Young America Insurance Company is one of the many options available for car insurance in the US.

Before you buy a policy from Young America or any other company, you should compare quotes from different providers and choose the one that best suits your needs and budget.

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